Where to get the form?

You can get it from your mutual fund (MF) office or its registrar and transfer agents, such as Computer Age Management Systems and Karvy. You can also download it from the fund’s website. Make sure you also get the offer document or the key information document for more scheme details.

Best way to invest:

Existing investors should ideally put money in the same folio, if the first and second name combination of the existing folio is the same as the one in whose names you aim to invest. This helps consolidate account statements within the same fund house.

Exercise your choice:

Make sure you choose a plan, such as dividend, growth or dividend reinvestment. If you don’t, your fund house will allot you a default option. For instance, you may want to enjoy appreciation over a period of time, for which you need the growth option. But if you do not choose anything, your MF will allot you its default option, which could well be the dividend option and that may upset your plans.

Look out for:

While filling a systematic investment plan (SIP) form, check if the fund has a minimum investment amount (usually Rs5,000). Some funds allow you to start an SIP straightaway. Incorrect entries result in rejection of forms and delay.