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SUNDAY, NOVEMBER 29, 2009 6:29 AM IST
Go for that term plan
Pure term policies have become more attractive because of the lower premiums offered by a number of insurance companies
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Birla Dream Plan is indeed an excellent product. Though a ULIP (with very low exposure to equity), there is Guaranteed Maturity Benefit which will be at least equal to total premiums paid. And, there is scope for a decent return since premiums are invested in Debt Funds. So, it acts as a Term Policy as well as a ULIP.
Rajakumar
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