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Ask Mint | On Investments

Ask Mint | On Investments
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First Published: Sun, Aug 03 2008. 11 05 PM IST
Updated: Sun, Aug 03 2008. 11 05 PM IST
I want to know about the Tata Infrastructure Fund for long-term investment purposes. Should I invest in these funds?Arup
I have been mentioning Tata Infrastructure Fund as one of my choices for long-term investment purposes over the last few weeks. I still feel that given the long-term investment scenario, this fund would yield good returns. But my advice would be to split your investment in two-three funds, so that the risk associated with investment in mutual funds gets spread over a broader category. Apart from this fund, you may also choose to invest in DSPML T.I.G.E.R fund and HDFC Top 200 fund.
I have the following systematic investment plas (SIPs): SBI Magnum Equity Fund (D), Rs1,500 per month; SBI Magnum Contra Fund (D), Rs1,500 per month; Reliance Banking Fund (D), Rs1,500 per month; Birla Sun Life Equity Fund (G), Rs5,000 per month; Reliance Regular Savings Equity Fund (G), Rs1,000 per month. I also plan to start the following investments: Reliance Vision (G), Rs2,500 per month and Reliance Growth (G), Rs2,000 per month. Please provide your inputs on these. Gautam Motwani
Your choice of schemes is good. But since you have not mentioned the time frame for investment, I would not be able to comment on portfolio building with these funds.
However, I feel that you should review your investment periodically. For example, every year or so to make necessary changes in terms of adding or changing the schemes under systematic investment plans, which best suit the then prevailing condition of the stock markets.
Can you suggest some good FMPs (fixed maturity plans)? I would like to invest Rs30,000 for 6 -12 months.Sivakumar
You have not mentioned the purpose of your investment and your risk appetite. In the absence of this, it would be difficult for me to zero down on the right investment for you.
However, unless your need warrants investment in FMP, I would suggest you consider other options also related to mutual funds.
I am keen to invest about Rs5,000 each in two SIPs for the education of my two daughters who are 5 and 2, respectively. So, it would be for a long term. I am only moderately aggressive and hence would welcome your suggestions on the best fund spread to invest in. Also, should I choose a financial advisory concern or go direct? I have been advised equal doses in DSP ML Top 100 Equity Fund, HDFC Top 200 Fund, Sundaram BNP Paribas Select Midcap and DSP ML Opp Flexi. Kindly advise. Gitesh Agarwal
The investment portfolio you have mentioned is good. However, you may add schemes such as SBI Magnum Contra, Tata Infrastructure fund, DSPML T.I.G.E.R–Reg, Reliance Regular Savings Equity, Templeton India Growth and Principal Child Benefit plan. You may drop DSP ML Opp Flexi fund in preference to the above-mentioned funds. Since your investment perspective is long term, just like the right investment it is equally important to review your portfolio periodically, at least once every year, to make necessary changes to your portfolio in the given economic conditions.
Which mutual fund is the best one to invest in??Please?guide?me. Janet
You have not mentioned anything about investment need, size of your investment and your profile. In the absence of this information, I would suggest you take up SIP in DSPML T.I.G.E.R-Reg and Kotak Opportunities fund. You may also invest in SBI Magnum Contra Fund, Sundaram BNP Paribas Select Midcap, HDFC Top 200 and Reliance Regular Savings Equity with a time frame of two years.
Answers are based on a technical analysis of the markets and individual stocks. The views expressed on this page are not the newspaper’s opinion and are provided for information purposes by Vipul Verma. Readers are requested to do their own research before participating in the stock markets. Neither the paper nor the information provider will be responsible for any outcome based on information provided here.
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First Published: Sun, Aug 03 2008. 11 05 PM IST