I want to invest Rs5 lakh for six-eight years. I am willing to take a risk as I don’t need this money for the next six years. Please suggest whether I should invest in mutual funds or in direct equity. In either case please suggest a portfolio. — Gaurav Saxena
I think you should invest in a mix of both mutual funds and equity. In mutual funds, you may invest in HDFC Top 200 Fund, DSP BlackRock Equity Fund, Reliance Regular Savings Fund (Growth), Sundaram BNP Paribas CAPEX Opp Reg-G and Tata Infrastructure Fund. Apart from this, you should invest in the issues of public sector units that the government proposes. I think this will make your portfolio a rewarding one for a period of six-eight years. However, since this is a large time frame, I would suggest that you review your portfolio every year for changes to its components.
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