The fourth installment of the Indian Financial Scape survey, conducted by Delhi-based economics research firm Indicus Analytics, to track patterns of financial asset ownership shows that urban Indians in the lower income group are the only ones who make post office investments—including National Savings Certificate, National Savings Scheme, time deposits and recurring deposits. The data is broken across income groups and regional patterns. At least 35,000 households were surveyed across urban India in April-June 2012. At the end of nine weeks, the survey will reveal what drives financial asset ownership in urban India. Interestingly, above the Rs.5 lakh income level no household makes any post office investments. Also, in the income group between Rs.75,000 and Rs.5 lakh the penetration remains low and the pan-India household having such investments is below 10%.