You have to jog before you can buy a health insurance cover. Well, not in your neighbouring park, but on the treadmill at the doctor’s clinic. And this may be only part of the rigour that you may have to go through before getting a policy.
Checks in place
To ensure that you are in good health, health insurers would make you go through an elaborate health check-up. When issuing the cover, they would not cover any pre-existing diseases that you may have.
From your pocket
What’s more, you have to pay for it. Only a few companies agree to pay a part of the expenses and that too if they find you fit to be issued a health insurance policy.
Life insurers are different
This is, however, not the case with life insurance companies, which pay for medical check-up. Life insurers will find out whether you are fit to be issued a policy or not at their own expense.