Sale deed not mandatory if property bought from builder
Mon, Jun 17 2013. 06 34 PM IST

Sale deed not mandatory if property bought from builder

If you are are purchasing the property from a prior owner, you must execute a deed of transfer
Risk averse investors can invest in short-term debt funds
Fri, Jun 14 2013. 07 09 PM IST

Risk averse investors can invest in short-term debt funds

If you are not averse, you can consider investing in some dynamic bond funds and medium-term funds.
Tax on gains from paintings depends on the holding period
Wed, Jun 12 2013. 09 05 PM IST

Tax on gains from paintings depends on the holding period

Holding paintings for more than 36 months from the date of acquisition will attract LTCG.
Tax clearance certificate ensures taxes have been paid
Thu, Jun 13 2013. 06 59 PM IST

Tax clearance certificate ensures taxes have been paid

The purpose of tax clearance certificate is to ensure that taxes wherever applicable have been paid.
Typical premium loading for diabetes is 75-100%
Tue, Jun 11 2013. 07 26 PM IST

Typical premium loading for diabetes is 75-100%

Loadings are generally higher for insulin-dependent diabetics.
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More From ask mint money

PPF has a 15-year lock in; plan investments accordingly
Mon, Jun 10 2013. 08 25 PM IST

PPF has a 15-year lock in; plan investments accordingly

You need to be careful about the horizon-so check the maturity of your PPF deposit.
Keep gold investments within 10-15% of your portfolio
Fri, Jun 07 2013. 06 01 PM IST

Keep gold investments within 10-15% of your portfolio

If gold holdings are less than 15%, leave it as it’s especially if it’s a long-term portfolio.
Penalty on delay in filing taxreturn at officer’s discretion
Thu, Jun 06 2013. 06 09 PM IST

Penalty on delay in filing taxreturn at officer’s discretion

There’s a penalty of Rs.5,000 if the return of income isn’t filed within one year of the end of the FY
PF withdrawal not taxable after 5years of continuous service
Wed, Jun 05 2013. 08 00 PM IST

PF withdrawal not taxable after 5years of continuous service

As per domestic tax laws, withdrawal of PF is taxed if withdrawn before continuous service of 5 years
For group health insurance you need to cover 10 lives
Tue, Jun 04 2013. 07 31 PM IST

For group health insurance you need to cover 10 lives

The larger the group, lower is the price per person.
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