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Interest on NRO balance is subject to TDS
Thu, Jan 08 2015. 06 35 PM

Interest on NRO balance is subject to TDS

There are no basic exemption limits on interest earned by a non-resident
PF can be withdrawn to repay home loan, but conditions apply
Wed, Jan 07 2015. 07 03 PM

PF can be withdrawn to repay home loan, but conditions apply

The amount that can be withdrawn is subject to lower of these thresholds
Health cover should be at least 50% of your annual income
Tue, Jan 06 2015. 06 36 PM

Health cover should be at least 50% of your annual income

Do keep in mind that medical inflation is high at over 10%
Overall mutual fund portfolio  should have 4-5 schemes
Mon, Jan 05 2015. 07 35 PM

Overall mutual fund portfolio should have 4-5 schemes

For the short term, create a liquid corpus. This can also be done via liquid or short-term funds
Gold funds can be a hedge for volatility in other assets
Sun, Jan 04 2015. 07 20 PM

Gold funds can be a hedge for volatility in other assets

Historically, gold has done well in market situations where equities have not done so well
Concept of joint tax filing does not exist in India
Wed, Dec 31 2014. 06 39 PM

Concept of joint tax filing does not exist in India

Only in certain circumstances, the income of the wife shall be clubbed in the hands of her husband
Policy can be revived by restarting premium payment
Tue, Dec 30 2014. 07 40 PM

Policy can be revived by restarting premium payment

At the time of revival, insurers generally ask for a declaration of good health
Joint tenants hold a single unified interest in the property
Mon, Dec 29 2014. 06 03 PM

Joint tenants hold a single unified interest in the property

Joint tenancy exists where a single estate in property is owned by two or more persons
NRIs’ income earned abroad is not taxed in India
Thu, Dec 25 2014. 06 24 PM

NRIs’ income earned abroad is not taxed in India

Salary earned from services outside India will be considered as accruing/arising outside India
Agricultural land in certain areas is not capital asset
Wed, Dec 24 2014. 05 58 PM

Agricultural land in certain areas is not capital asset

For capital gain purposes, agricultural land in specified areas is not considered as capital asset
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