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    <title>Personal Finance- Livemint.com</title>
    <link>http://www.livemint.com/SectionPages/Personal-Finance-BOL.aspx?NavId=5&amp;NavsId=28</link>
    <description>Personal Finance- Livemint.com | © CopyRight HT Media Ltd. 2009</description>
    <language>en-Us</language>
    <pubDate>Sat, 21 Nov 2009 10:00:27 GMT</pubDate>
    <ttl>60</ttl>
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    <item>
      <title>Looking beyond the border</title>
      <link>http://www.livemint.com/2009/11/15224302/Looking-beyond-the-border.html</link>
      <description>International funds come in various packages. Choose yours with care and weigh the pros and cons before committing your cash to one</description>
      <author> Kundan Kishore </author>
      <pubDate>Sun, 15 Nov 2009 19:45:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/11/15224302/Looking-beyond-the-border.html</guid>
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    <item>
      <title>Money matters</title>
      <link>http://www.livemint.com/2009/11/15230008/Money-matters.html</link>
      <description>Answers to your queries on non-life insurance products</description>
      <author />
      <pubDate>Sun, 15 Nov 2009 17:30:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/11/15230008/Money-matters.html</guid>
    </item>
    <item>
      <title>Is your insurance basket adequate?</title>
      <link>http://www.livemint.com/2009/11/08185913/Is-your-insurance-basket-adequ.html</link>
      <description>If you buy insurance for the wrong reasons, you will end up paying high premium for inadequate coverage. Calculate your Human Life Value to know how much is enough</description>
      <author> Dhruv Agarwala and Kartik Varma </author>
      <pubDate>Sun, 08 Nov 2009 18:24:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/11/08185913/Is-your-insurance-basket-adequ.html</guid>
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    <item>
      <title>Steer your finances, step by step</title>
      <link>http://www.livemint.com/2009/11/08190025/Steer-your-finances-step-by-s.html</link>
      <description>For a secure future, don’t forget to follow these financial practices as you age</description>
      <author> Dhruv Agarwala and Kartik Varma </author>
      <pubDate>Sun, 08 Nov 2009 14:24:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/11/08190025/Steer-your-finances-step-by-s.html</guid>
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    <item>
      <title>20 smart money tips</title>
      <link>http://www.livemint.com/2009/11/01195205/20-smart-money-tips.html</link>
      <description>There is hardly a day in our lives that passes without our taking a decision that affects our finances--whether it is swiping a credit card or buying an insurance policy. Though there are mandatory disclosure guidelines in most cases, things that might affect your decision are worded in complex jargon or expressed in fine print. This is not to say that everyone out there is out to get you. But it pays to be careful. Literally</description>
      <author />
      <pubDate>Sun, 01 Nov 2009 16:01:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/11/01195205/20-smart-money-tips.html</guid>
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      <title>Money Matters</title>
      <link>http://www.livemint.com/2009/11/01195635/Money-Matters.html</link>
      <description>Answers to your queries on mutual funds and banking</description>
      <author />
      <pubDate>Sun, 01 Nov 2009 14:26:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/11/01195635/Money-Matters.html</guid>
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    <item>
      <title>Will monetization help curb inflation?</title>
      <link>http://www.livemint.com/2009/10/11214153/Will-monetization-help-curb-in.html</link>
      <description>Ritesh Jain, a fund manager with Canara Robeco Asset Management Co. Ltd, on inflation, currency and his gross domestic product (GDP) estimate</description>
      <author> Larissa Fernand </author>
      <pubDate>Tue, 27 Oct 2009 17:19:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/11214153/Will-monetization-help-curb-in.html</guid>
    </item>
    <item>
      <title>Make the most of the home run</title>
      <link>http://www.livemint.com/2009/10/25215345/Make-the-most-of-the-home-run.html</link>
      <description>Putting your money in real estate may seem like a good investment right now, but be aware that this is a long-term asset</description>
      <author> Dhruv Agarwala and Kartik Varma </author>
      <pubDate>Sun, 25 Oct 2009 16:23:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/25215345/Make-the-most-of-the-home-run.html</guid>
    </item>
    <item>
      <title>The returns are in the timetable</title>
      <link>http://www.livemint.com/2009/10/25215014/The-returns-are-in-the-timetab.html</link>
      <description>There are two fundamental rules for cutting through the complex world of investing: Be prepared for a long haul and don’t lose sight of your risk appetite. A beginner’s guide on how you can make your money grow</description>
      <author> Dhruv Agarwala and Kartik Varma </author>
      <pubDate>Sun, 25 Oct 2009 16:20:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/25215014/The-returns-are-in-the-timetab.html</guid>
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    <item>
      <title>Money Matters</title>
      <link>http://www.livemint.com/2009/10/18184447/Money-Matters.html</link>
      <description>Answers to you queries on life insurance and banking</description>
      <author />
      <pubDate>Sun, 18 Oct 2009 13:14:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/18184447/Money-Matters.html</guid>
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    <item>
      <title>Living life in instalments</title>
      <link>http://www.livemint.com/2009/10/18184329/Living-life-in-instalments.html</link>
      <description>You could use your credit card to make big-ticket purchases and pay back through EMIs at an interest rate lower than usual</description>
      <author> Sunil Dhawan </author>
      <pubDate>Sun, 18 Oct 2009 13:13:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/18184329/Living-life-in-instalments.html</guid>
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    <item>
      <title>Size(able) benefits</title>
      <link>http://www.livemint.com/2009/10/11214703/Sizeable-benefits.html</link>
      <description>Mid-cap schemes promise profit, but are too risky. Large-cap funds are safe, but don’t give returns. You could consider a new category: mid-plus large-cap funds</description>
      <author />
      <pubDate>Sun, 11 Oct 2009 16:17:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/11214703/Sizeable-benefits.html</guid>
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    <item>
      <title>Money matters</title>
      <link>http://www.livemint.com/2009/10/04224316/Money-matters.html</link>
      <description>Answers to your queries on life insurance and banking</description>
      <author />
      <pubDate>Sun, 04 Oct 2009 17:18:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/04224316/Money-matters.html</guid>
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    <item>
      <title>Minimize mistakes, maximize returns</title>
      <link>http://www.livemint.com/2009/10/04224429/Minimize-mistakes-maximize-re.html</link>
      <description>We may never have the perfect portfolio, but the road to our financial goals can be less bumpy if we know how to avoid the pitfalls. Clarity is the key to happy investing.</description>
      <author> Kundan Kishore</author>
      <pubDate>Sun, 04 Oct 2009 17:14:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/04224429/Minimize-mistakes-maximize-re.html</guid>
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    <item>
      <title>Minimize mistakes, maximize returns</title>
      <link>http://www.livemint.com/2009/10/05104416/Minimize-mistakes-maximize-re.html</link>
      <description>We may never have the perfect portfolio, but the road to our financial goals can be less bumpy if we know how to avoid the pitfalls. Clarity is the key to happy investing</description>
      <author> Kundan Kishore</author>
      <pubDate>Sun, 04 Oct 2009 16:45:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/10/05104416/Minimize-mistakes-maximize-re.html</guid>
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    <item>
      <title>Home truths rupee wise</title>
      <link>http://www.livemint.com/2009/08/30195058/Home-truths-rupee-wise.html</link>
      <description>The cheapest home loan need not be the best for you. Comparing interest rates is important but you must also consider a number of other factors before taking the final call</description>
      <author> Kartik Varma and Dhruv Agarwala </author>
      <pubDate>Tue, 29 Sep 2009 19:45:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/08/30195058/Home-truths-rupee-wise.html</guid>
    </item>
    <item>
      <title>Let’s talk about money, Sonny</title>
      <link>http://www.livemint.com/2009/09/27214122/Let8217s-talk-about-money.html</link>
      <description>Most parents hesitate to talk about cash issues with children. But delaying the money talk does the children no good</description>
      <author> Dhruv Agarwala and Kartik Varma </author>
      <pubDate>Sun, 27 Sep 2009 16:19:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/09/27214122/Let8217s-talk-about-money.html</guid>
    </item>
    <item>
      <title>The other savings</title>
      <link>http://www.livemint.com/2009/09/27211114/The-other-savings.html</link>
      <description>What is the essence of a balanced portfolio? A healthy mix of large cap stocks, or diversified mutual funds, and a high-quality fixed income exposure. Add alternative assets to the list and you have a good shield against turbulence in the market.</description>
      <author> Dhruv Agarwala and Kartik Varma </author>
      <pubDate>Sun, 27 Sep 2009 16:16:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/09/27211114/The-other-savings.html</guid>
    </item>
    <item>
      <title>The last instalment</title>
      <link>http://www.livemint.com/2009/09/20210502/The-last-instalment.html</link>
      <description>Closing a loan is the last, but the most important step. Here’s how to do it right</description>
      <author> Bindisha Sarang </author>
      <pubDate>Sun, 20 Sep 2009 15:34:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/09/20210502/The-last-instalment.html</guid>
    </item>
    <item>
      <title>Money matters</title>
      <link>http://www.livemint.com/2009/09/20210355/Money-matters.html</link>
      <description>Answers to your queries on life insurance and banking</description>
      <author />
      <pubDate>Sun, 20 Sep 2009 15:33:00 GMT</pubDate>
      <guid>http://www.livemint.com/2009/09/20210355/Money-matters.html</guid>
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