http://www.livemint.com/SectionPages/Personal-Finance.aspx?NavId=2&NavsId=18 Personal Finance- Livemint.com | © CopyRight HT Media Ltd. 2010 en-Us Wed, 10 Feb 2010 11:27:38 GMT 60 http://www.livemint.com/ http://www.livemint.com/Images/livemintbeta_rss.gif 144 33 http://www.livemint.com/2010/02/09212937/Good-old-PPF-would-still-work.html The reason that some banks are not happy about opening a PPF account for your child could be the extra work for a small amount Deepti Bhaskaran Tue, 09 Feb 2010 19:45:00 GMT http://www.livemint.com/2010/02/09212937/Good-old-PPF-would-still-work.html http://www.livemint.com/2010/02/09212546/Ask-Mint--Spelling-error-can.html Looks like your current policy has a separate sum insured defined for each person covered Rahul Aggarwal Tue, 09 Feb 2010 15:55:00 GMT http://www.livemint.com/2010/02/09212546/Ask-Mint--Spelling-error-can.html http://www.livemint.com/2010/02/09174723/SBI-hints-rise-in-interest-rat.html SBI chairman OP Bhatt said the money supply is under pressure, but interest rates will remain stable in immediate future PTI Tue, 09 Feb 2010 12:36:00 GMT http://www.livemint.com/2010/02/09174723/SBI-hints-rise-in-interest-rat.html http://www.livemint.com/2010/02/08214534/Dejargoned--Indemnity.html It means compensation for damage, loss or injury suffered, which can be measured in money Deepti Bhaskaran Mon, 08 Feb 2010 16:16:00 GMT http://www.livemint.com/2010/02/08214534/Dejargoned--Indemnity.html http://www.livemint.com/2010/02/08211041/Ask-Mint--Tax-benefits-split.html To get the best out of tax savings, it is good to let the partner with the higher salary make a higher contribution towards the home loan resulting in better tax benefits collectively Adhil Shetty, CEO and co-founder, BankBazaar.com Mon, 08 Feb 2010 16:10:00 GMT http://www.livemint.com/2010/02/08211041/Ask-Mint--Tax-benefits-split.html http://www.livemint.com/2010/02/07224217/Gunpoint-insurance-what-to-do.html An RBI ‘best practice’ is being interpreted as a mandatory add-on to personal and home loans by several banks. You can’t do much, but look for another lender or complain to the ombudsman Deepti Bhaskaran Sun, 07 Feb 2010 17:12:00 GMT http://www.livemint.com/2010/02/07224217/Gunpoint-insurance-what-to-do.html http://www.livemint.com/2010/02/07224126/Money-Guru--Most-Indians-are.html T.R. Ramachandran of Aviva Life Insurance shares his views about future of insurance industry in India Money Guru | T.R. Ramachandran Sun, 07 Feb 2010 17:11:00 GMT http://www.livemint.com/2010/02/07224126/Money-Guru--Most-Indians-are.html http://www.livemint.com/2010/02/07223900/Ask-Mint--On-Investments.html You may send in your stocks and mutual funds related queries to askmint@livemint.com Vipul Verma Sun, 07 Feb 2010 17:09:00 GMT http://www.livemint.com/2010/02/07223900/Ask-Mint--On-Investments.html http://www.livemint.com/2010/02/04210512/Mum8217s-money-lessons-be.html Two years of unsuccessful attempts at starting a business taught him the value of sound financial planning Nidhi Sinha Thu, 04 Feb 2010 18:05:00 GMT http://www.livemint.com/2010/02/04210512/Mum8217s-money-lessons-be.html http://www.livemint.com/2010/02/03220116/Ask-Mint--Prepaid-home-loan-p.html Senior citizens get higher interest rates on their FDs in the range of 0.2-0.5% depending on the bank and the FD tenure Harsh Roongta Wed, 03 Feb 2010 16:32:00 GMT http://www.livemint.com/2010/02/03220116/Ask-Mint--Prepaid-home-loan-p.html http://www.livemint.com/2010/02/02230432/Ask-Mint--Topup-premiums-get.html Top-up premiums enjoy the same tax benefits as regular premiums do Kamesh Goyal, country manager (India) and CEO, Bajaj Allianz Tue, 02 Feb 2010 17:34:00 GMT http://www.livemint.com/2010/02/02230432/Ask-Mint--Topup-premiums-get.html http://www.livemint.com/2010/02/02224011/Product-Crack--IDFC-Monthly-I.html It is a fund of funds (FoF) scheme that will invest at least 65% of its money in debt funds, including liquid funds, and the rest in equity funds Kayezad E. Adajania Tue, 02 Feb 2010 17:10:00 GMT http://www.livemint.com/2010/02/02224011/Product-Crack--IDFC-Monthly-I.html http://www.livemint.com/2010/02/02223010/Banking-terms-you-must-know-a.html As banking gets more tech-friendly and automated, we need a skill upgrade on the terminology and its use. A quick guide on terms and their meaning Bindisha Sarang Tue, 02 Feb 2010 17:00:00 GMT http://www.livemint.com/2010/02/02223010/Banking-terms-you-must-know-a.html http://www.livemint.com/2010/02/02222215/HDFC-introduces-variable-rate.html The so-called “systematic savings plan” offers medium- to long-term deposit instalment options that allow a depositor to choose any period between 24 and 60 months Anita Bhoir Tue, 02 Feb 2010 16:52:00 GMT http://www.livemint.com/2010/02/02222215/HDFC-introduces-variable-rate.html http://www.livemint.com/2010/02/02172032/Reliance-Money-launches-new-pl.html Executive director of Reliance Securities Vikrant Gugnani said the new product ‘Trade Unlimited’ priced at Rs6,000 would allow customers to trade at a competitive brokerage fee PTI Tue, 02 Feb 2010 11:50:00 GMT http://www.livemint.com/2010/02/02172032/Reliance-Money-launches-new-pl.html http://www.livemint.com/2010/02/02104827/Banks-not-ready-to-withdraw-pr.html Competition Commission of India sent notices to atleast 15 banks, NBFCs and IBA seeking explanation on why they penalise borrowers who choose to foreclose loans PTI Tue, 02 Feb 2010 08:28:00 GMT http://www.livemint.com/2010/02/02104827/Banks-not-ready-to-withdraw-pr.html http://www.livemint.com/2010/02/01210802/Dejargoned--Asset-allocation.html Every investor can stomach risks to an extent, which differs from person to person Kayezad E. Adajania Mon, 01 Feb 2010 18:57:00 GMT http://www.livemint.com/2010/02/01210802/Dejargoned--Asset-allocation.html http://www.livemint.com/2010/02/02002252/Axis-Bank-gears-up-for-Family.html The service is typically meant for ultra-high net worth investors for a fee of 0.4-0.5% of the assets under management Anirudh Laskar Mon, 01 Feb 2010 18:52:00 GMT http://www.livemint.com/2010/02/02002252/Axis-Bank-gears-up-for-Family.html http://www.livemint.com/2010/02/01211012/Personal-accident-plan-on-offe.html Called the Monthly Income Protection Plan, it offers to pay Rs10,000 every month for 10 months in the event of death or permanent disability of the policyholder Deepti Bhaskaran Mon, 01 Feb 2010 15:40:00 GMT http://www.livemint.com/2010/02/01211012/Personal-accident-plan-on-offe.html http://www.livemint.com/2010/02/01210911/Ask-Mint--Change-in-job-won.html In case you are servicing multiple loans, such as a car loan or a personal loan, it is advisable that you evaluate all the loans and decide to repay the higher cost loans first Renu Sud Karnad Mon, 01 Feb 2010 15:39:00 GMT http://www.livemint.com/2010/02/01210911/Ask-Mint--Change-in-job-won.html