http://www.livemint.com/SectionPages/Personal-Finance.aspx?NavId=2&NavsId=18 Personal Finance- Livemint.com | © CopyRight HT Media Ltd. 2009 en-Us Sat, 21 Nov 2009 04:15:55 GMT 60 http://www.livemint.com/ http://www.livemint.com/Images/livemintbeta_rss.gif 144 33 http://www.livemint.com/2009/11/19144652/ICICI-Pru-Life-bets-on-Indian.html India has about $400 billion in domestic savings but little is funnelled through the banking channel currently to fund the country’s huge requirements to build infrastructure Nishant Kumar / Reuters Thu, 19 Nov 2009 09:16:00 GMT http://www.livemint.com/2009/11/19144652/ICICI-Pru-Life-bets-on-Indian.html http://www.livemint.com/2009/11/18205306/Dismal-loan-growth-in-October.html If the latest data on credit growth from the Reserve Bank of India is any indication, bank lending has been, instead of picking up, slowing even more Mark to Market | Manas Chakravarty and Mobis Philipose Wed, 18 Nov 2009 15:23:00 GMT http://www.livemint.com/2009/11/18205306/Dismal-loan-growth-in-October.html http://www.livemint.com/2009/11/16173129/Money-and-your-child.html A podcast that discusses pocket money, what children do with it and how to turn spendthrift kids into smart investors Harish Rao Tue, 17 Nov 2009 06:48:00 GMT http://www.livemint.com/2009/11/16173129/Money-and-your-child.html http://www.livemint.com/2009/11/16221328/RBI-tells-banks-to-disclose-al.html Capital markets regulator Sebi had in September asked all mutual funds’ distributors to disclose commissions and fees while selling a product Anup Roy Mon, 16 Nov 2009 16:43:00 GMT http://www.livemint.com/2009/11/16221328/RBI-tells-banks-to-disclose-al.html http://www.livemint.com/2009/11/15211737/Ask-Mint--Get-fresh-cover-bef.html Compare the new plans on price, guarantees available, and withdrawal options On Insurance | Rajesh Relan Sun, 15 Nov 2009 15:47:00 GMT http://www.livemint.com/2009/11/15211737/Ask-Mint--Get-fresh-cover-bef.html http://www.livemint.com/2009/11/11213449/Coming-to-a-grocery-near-you.html Mobile banking seen benefiting users without bank accounts; know-your-customer norms may be a hurdle N. Sundaresha Subramanian and Anirudh Laskar Wed, 11 Nov 2009 16:04:00 GMT http://www.livemint.com/2009/11/11213449/Coming-to-a-grocery-near-you.html http://www.livemint.com/2009/11/10171100/ING-Vysya-Life-Insurance-launc.html The product offers flexibility in changing the premium amount as per the revised guidelines of the insurance regulatory and development authority PTI Tue, 10 Nov 2009 11:40:00 GMT http://www.livemint.com/2009/11/10171100/ING-Vysya-Life-Insurance-launc.html http://www.livemint.com/2009/11/09164111/HDFC-Bank-disburses-Rs3000-cr.html In October, the bank disbursed around Rs16,00-crore of auto loans, around Rs500-crore personal loans, around Rs550-crore homeloans PTI Mon, 09 Nov 2009 11:11:00 GMT http://www.livemint.com/2009/11/09164111/HDFC-Bank-disburses-Rs3000-cr.html http://www.livemint.com/2009/11/08221729/Ask-Mint--Health-plans-can-be.html The key difference between a health policy bought from a general insurance firm vis-a-vis a life insurance firm is that the general insurance firm reimburses the actual expense in case of a claim, subject to the insured amount, while the life insurance firm usually offers fixed benefits that can help you meet additional expenses On Insurance | TR Ramachandran Sun, 08 Nov 2009 16:47:00 GMT http://www.livemint.com/2009/11/08221729/Ask-Mint--Health-plans-can-be.html http://www.livemint.com/2009/11/06224804/Banking--SBI-PNB-cut-deposit.html The bank has also extended its low-interest rate home loan facility till March Anup Roy and PTI Fri, 06 Nov 2009 17:18:00 GMT http://www.livemint.com/2009/11/06224804/Banking--SBI-PNB-cut-deposit.html http://www.livemint.com/2009/11/04232423/Govt-to-change-law-to-cut-stak.html The government, which is currently required to hold at least 55% of the Mumbai-based lender, intends to introduce legislation in Parliament and secure approval when lawmakers reconvene this month Wed, 04 Nov 2009 17:54:00 GMT http://www.livemint.com/2009/11/04232423/Govt-to-change-law-to-cut-stak.html http://www.livemint.com/2009/11/04214432/Tort-reform-no-miracle-cure-fo.html The ideal--and exceedingly difficult--goal of healthcare reform is to vastly expand coverage to include an estimated 46 million Americans currently without health insurance while simultaneously reducing costs Matt Golosinski Wed, 04 Nov 2009 16:14:00 GMT http://www.livemint.com/2009/11/04214432/Tort-reform-no-miracle-cure-fo.html http://www.livemint.com/2009/11/01214743/Ask-Mint--Personal-life-insur.html Group life insurance is a benefit some people receive through their employers On Insurance | Rajesh Relan Sun, 01 Nov 2009 16:17:00 GMT http://www.livemint.com/2009/11/01214743/Ask-Mint--Personal-life-insur.html http://www.livemint.com/2009/10/26223652/Customer-complaints-against-ba.html Banking ombudsmen received 69,117 complaints in FY09, a majority of them related to credit cards Anita Bhoir Mon, 26 Oct 2009 17:06:00 GMT http://www.livemint.com/2009/10/26223652/Customer-complaints-against-ba.html http://www.livemint.com/2009/10/26001912/Start-planning-early-for-your.html To help readers keep ahead of developments in insurance, Mint features a Q&A on insurance every Monday On Insurance | TR Ramachandran Sun, 25 Oct 2009 18:49:00 GMT http://www.livemint.com/2009/10/26001912/Start-planning-early-for-your.html http://www.livemint.com/2009/10/25234649/Ask-Mint--On-investments.html You may send in your stocks and mutual funds related queries to askmint@livemint.com Vipul Verma Sun, 25 Oct 2009 18:17:00 GMT http://www.livemint.com/2009/10/25234649/Ask-Mint--On-investments.html http://www.livemint.com/2009/10/22132419/Further-rise-in-inflation-may.html The bank however expects RBI to hold key rates in its monetary policy review due next week PTI Thu, 22 Oct 2009 07:56:00 GMT http://www.livemint.com/2009/10/22132419/Further-rise-in-inflation-may.html http://www.livemint.com/2009/10/21180412/Proposed-base-rate-for-banks-w.html A RBI working group has recommended the replacement of the BPLR system with a base rate mechanism PTI Wed, 21 Oct 2009 12:34:00 GMT http://www.livemint.com/2009/10/21180412/Proposed-base-rate-for-banks-w.html http://www.livemint.com/2009/10/20145545/Farm-credit-offtake-rises-57.html At present, farm loans are extended at an interest rate of 7% per annum PTI Tue, 20 Oct 2009 09:27:00 GMT http://www.livemint.com/2009/10/20145545/Farm-credit-offtake-rises-57.html http://www.livemint.com/2009/10/20133927/Tata-Motors-tiesup-with-Andhr.html Andhra Bank will offer loans for Tata Motors commercial vehicles up to 90% of the on-road cost, for a tenure ranging up to 6 years, at a competitive rate of 12.5% PTI Tue, 20 Oct 2009 08:10:00 GMT http://www.livemint.com/2009/10/20133927/Tata-Motors-tiesup-with-Andhr.html