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Ajay Bimbhet 02:06 PM | December 02,2008
Such vehicles are eligible for 2.5% discount on the own-damage (OD) component of premium, subject to a ceiling of Rs500
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Ajay Bimbhet 11:47 AM | October 31,2008
It does not make economic sense to shift all insurance policies under one policy with a new insurer since there might a risk of losing all the continuity benefits under the existing policies
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Ajay Bimbhet 11:43 AM | October 16,2008
Your insurer cannot refuse to settle a claim arising out of the condition
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Ajay Bimbhet 03:28 PM | September 30,2008
When you quit your job, you will no longer be covered under your ex-employer’s group policy, even if your new employer has a group plan with the same insurer
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Ajay Bimbhet 12:45 PM | September 22,2008
Rating factors could include driver’s age, gender, city where the vehicle is being driven, safety features and even on parking place
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Ajay Bimbhet 04:56 PM | September 03,2008
Uniform pricing of medicines, line of disease management has led most others to limit coverage to allopathic treatment
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Ajay Bimbhet 04:04 PM | August 21,2008
However, you will have to pay back the bonus allowed on the unexpired period of insurance of your old vehicle from you in cash, if you aren’t selling your old car
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Ajay Bimbhet 04:04 PM | August 01,2008
An insurance company cannot appeal against an order passed by the ombudsman; this remedy is available to only policyholders
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Ajay Bimbhet 04:59 PM | July 15,2008
And if you are not satisfied with his award, you can approach other forums such as consumer forums and courts
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Ajay Bimbhet 03:28 PM | July 01,2008
It also covers baggage delays and late flights, and pays for hijack distress, besides a host of medical expenses when you’re abroad
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Ajay Bimbhet 12:55 PM | June 16,2008
A health plan only covers hospitalization costs due to illness or accident, while accident insurance covers disability or death resulting from a mishap
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Ajay Bimbhet 10:45 AM | June 09,2008
Insurers engage third party administrators to control costs and reduce turn around time; TPAs also offer specialzed services such as ambulance referral, surgeon/specialist referral
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11:14 AM | May 16,2008
The product covers costs such as local hospital conveyance of family and extra bed for spouse, thus compensating, albeit partially, for non-paid leave
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