| | |
Banker’s Trust | Tamal Bandyopadhyay 09:12 PM | October 11,2009
Parekh’s vision for HDFC has all along been to make it the GE Capital of India
|
|
Banker’s Trust | Tamal Bandyopadhyay 12:19 AM | July 29,2009
One key driving factor for economic recovery is low interest rates, but a very high government borrowing programme has already put pressure on rates
|
|
Banker’s Trust | Tamal Bandyopadhyay 12:47 AM | July 27,2009
The worst might be over for the economy, but uncertainties persist even now, as the central bank prepares to unveil its monetary policy statement on Tuesday
|
|
Banker’s Trust | Tamal Bandyopadhyay 09:51 PM | June 28,2009
If O P Bhatt, SBI chairman, manages to merge all associate banks, SBI will indeed gain meaningful size and this may encourage other public sector banks to play the catch-up game with the largest lender in the country
|
|
Banker’s Trust | Tamal Bandyopadhyay 10:55 PM | June 21,2009
The job of banks is to lend money and if the West Bengal government can create an environment for industry to grow, they will indeed open the tap
|
|
Banker’s Trust | Tamal Bandyopadhyay 12:55 AM | May 04,2009
NIM and CASA are an integral part of every Indian banker’s vocabulary these days and analysts are busy dissecting these two parameters to gauge a bank’s profitability
|
|
Banker’s Trust | Tamal Bandyopadhyay 09:59 PM | April 05,2009
Under normal circumstances, a loan becomes sticky when the borrower, be it a company or an individual, fails to pay interest on it for 90 days
|
|
Banker’s Trust | Tamal Bandyopadhyay 11:31 PM | February 22,2009
Banks are flush with funds and they are earning 4% by parking their excess liquidity with the Reserve Bank of India
|
|
Banker’s Trust | Tamal Bandyopadhyay 11:03 PM | February 01,2009
The main reason behind the reluctance is their inability to bring down their cost of deposits.
|
|
Banker’s Trust | Tamal Bandyopadhyay 12:30 AM | January 19,2009
Banks are typically happy to offer guarantees to construction firms because they earn fee income equivalent to around 1% of the funds for which they stand guarantee
|
|
Banker’s Trust | Tamal Bandyopadhyay 10:25 PM | December 21,2008
Under current norms, the Deposit Insurance Credit Guarantee Corporation, or DICGC, covers up to Rs1 lakh worth of deposit for an individual
|
|
Banker’s Trust | Tamal Bandyopadhyay 11:13 PM | November 30,2008
If RBI chooses to appoint a commercial banker as Leeladhar’s successor, the strongest contender is T.S. Narayanasami, chairman and MD, Bank of India and the chief of the Indian Banks’ Association
|
|
Banker’s Trust | Tamal Bandyopadhyay 09:54 PM | November 16,2008
Unlike in India, the cheque clearing system in London does not give access to all banks and hence one needs to go through the big local banks and a handful of US and other European banks, which are the members of the clearing system
|
|
Banker’s Trust | Tamal Bandyopadhyay 12:34 AM | October 20,2008
Unlike US Federal Reserve and most other central banks across the globe, RBI has two policy rates and the gap between them forms a corridor within which the cost of overnight money should move
|
|
Banker’s Trust | Tamal Bandyopadhyay 01:03 AM | October 13,2008
In its 73-year history, RBI has never announced a second round of CRR cut even before the first cut takes effect — something it did last week
|
|