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On Insurance | TR Ramachandran 09:21 PM | November 22,2009
Term life insurance rates tend to be very competitive and have seen a decline over the years
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On Insurance | Rajesh Relan 09:17 PM | November 15,2009
Compare the new plans on price, guarantees available, and withdrawal options
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On Insurance | TR Ramachandran 10:17 PM | November 08,2009
The key difference between a health policy bought from a general insurance firm vis-a-vis a life insurance firm is that the general insurance firm reimburses the actual expense in case of a claim, subject to the insured amount, while the life insurance firm usually offers fixed benefits that can help you meet additional expenses
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On Insurance | Rajesh Relan 09:47 PM | November 01,2009
Group life insurance is a benefit some people receive through their employers
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On Insurance | TR Ramachandran 12:19 AM | October 26,2009
To help readers keep ahead of developments in insurance, Mint features a Q&A on insurance every Monday
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On Insurance | Rajesh Relan 08:59 PM | October 18,2009
The term plan works like a contract that provides a specified death benefit
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On Insurance | TR Ramachandran 10:40 PM | October 11,2009
The decision to invest in specific securities is taken by the fund manager, who is designated to manage the corpus
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On Insurance | Rajesh Relan 09:17 PM | October 04,2009
While replacing a policy, remember cancelling an existing policy may result in financial loss
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On Insurance | TR Ramachandran 11:26 PM | September 27,2009
If you have a smoking-related medical condition, the life insurance company would take that into consideration when deciding whether to offer you life insurance and the rate you should be charged
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On Insurance | TR Ramachandran 09:16 PM | September 13,2009
Depending upon individual need and risk appetite, one can choose an insurance plan
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On Insurance | TR Ramachandran 10:03 PM | August 30,2009
It is advisable to invest in a child insurance plan because this not only helps you build a required corpus over the policy term, but also covers you against uncertainties in life
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On Insurance | TR Ramachandran 11:22 PM | August 16,2009
Child insurance plans are tailor-made to act as a savings tool to secure your child’s future
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On Insurance | Rajesh Relan 10:14 PM | August 09,2009
In case there is any misrepresentation or suppression of any material fact in the proposal form, the insurer could reject your claim
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On Insurance | TR Ramachandran 10:53 PM | August 02,2009
Lower charges on products with a term greater than 10 years will provide further impetus to long-term policies
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On Insurance | Rajesh Relan 12:05 AM | July 27,2009
A life insurance plan is an excellent investment option over the long term. However, it takes some time for it to build “cash value”
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