It’s showtime as stakes get higher for Oyo

• In the post WeWork era, Oyo’s business model and expansion spree are coming under greater scrutiny
• No other Indian consumer firm, much less an internet startup, has ventured with such gusto into difficult global markets such as China, the UK and US all at the same time

How salary delays and business downturn is impacting loan defaults

• The company surveyed 200,000 cases in six cities that went into recovery phase
• 36% people who participated in the survey said delayed salaries is why they defaulted on loans

As Infosys steps up payouts for staffers, familiar concerns arise

• Talent crunch in new technologies and management changes accelerated attrition at Infosys
• With the IT services firm’s investments ebbing, it is well placed to absorb the impact

Govt weighs ordinance to expand RBI’s control over co-op banks

• Proposed amendments to banking regulation legislation likely to get Cabinet nod this week
• Cooperative banks come under dual regulations—state cooperative bodies and RBI

Erwin Singh Braich, the puzzling Canadian, behind a bid to save Yes Bank

• Yes Bank desperately needs the cash injection to replenish its core equity capital
• Braich says he has the money for the investment and has provided documentation to Yes Bank’s CEO Ravneet Gill

Delighted that Lok Sabha passed Citizenship Bill: PM Modi

• The next test of the bill will be in Rajya Sabha where the NDA will require the support of at least 123 MPs in the 245-member house
• The bill aims to provide citizenship to those who had been forced to seek shelter in India because of religious persecution

Luxury projects make cautious comeback amid slump in realty

• Developers, especially in south India, launch projects in premium category with select designs and sizes
• A prolonged real estate slowdown had its worst impact on high-end projects with homes costing ₹5 crore and more

Mutual fund investors cash out amid November market rally

• Net inflows at 41-month low, but SIPs continue steady rise to set new record
• The total amount collected through SIPs last month was ₹8,272.87 crore, compared with ₹8,246 crore in October

Sebi sends show-cause notice to 10 entities for WhatsApp leaks

• Sebi has found the 10 entities guilty of releasing unpublished price-sensitive information on WhatsApp groups
• June 2017 quarter financial results of 20 Nifty 50 scrips were leaked before they were made public

Markets trade marginally lower; IT stocks weaken

• The market also awaits India’s retail inflation and factory output data on Thursday
• IT stocks weakened for second session today

Slowdown can be early warning for growth recession

• The jury is out on whether India is experiencing a growth recession as we don’t have credible data on the number of jobs available
• India has experienced many growth recessions and slowdowns in the last two decades

Maruti raises output a tad, but investors are hoping for more

• Production hike could fill dealer pipeline with BS-VI compliant vehicles, after the inventory fell to reasonable levels
• Maruti has to clear the BS-IV vehicle inventory before March, which may lead to high discounts

The impact of Opec’s production cuts

• The brokerage firm has retained its Brent crude price estimate at $60 per barrel for CY20
• Among other variables, investors will keep a close eye on whether the production cuts will be extended beyond March

Switch home loan if the interest rate difference is 25-50 basis points

• The MCLR of the country's largest bank is now at 7.9%
• About 20% of the visitors to his website have loans that charge less than 9%, according to Aditya Mishra, founder and CEO, Switchme.in

Get SWP on your debt fund for better returns

• A systematic withdrawal plan is more tax efficient than the dividend option of a debt mutual fund, and this helps boost your post-tax returns
• SWP withdrawals are not dependent on the fund’s performance

Unhappy with your mutual fund distributor? Switching is not easy

• The vast majority of mutual fund ‘advisors’ in India are actually distributors of mutual funds
• This includes relationship managers in banks

Rupee strengthens past 71-mark on foreign fund inflows

• The 10-year bond yield traded at 6.659% compared with its previous close of 6.665%
• The Indian unit had opened 70.98 a dollar and touched a high of 70.97

Gold prices today fall for 5th day in a row, down ₹750 per 10 gram so far

• After the latest correction, gold prices are now down about ₹ ₹2,450 per 10 gram in three months
• Silver rates have also seen a sharp correction

Bharat Bond ETF to open this Thursday

• Bharat Bond ETF's New Fund Offer has got the nod of market regulator Sebi and will be launched on December 12
• It may have an offer size of ₹7,000 crore

For brands, it’s all about riding the new Bharat wave

The ninth episode of HT Brand Studio Live, Season 2, had industry stalwarts discussing about the convergence of India and Bharat, which has given rise to a ‘new Bharat’

Vodafone found to have fastest 4G network in Delhi-NCR region: Report

• According to Ookla, these results are based on speed tests done by 4G users across the length and breadth of Delhi-NCR region
• The fastest 4G speeds in Delhi-NCR is based on analysis by Vodafone of Ookla Speedtest Intelligence data

Antarctica-bound plane missing with 38 on board, says Chilean Air Force

• A state of alert was declared after communication with plane was lost, and a search and rescue team was activated
• The aircraft was traveeling to perform logistical support tasks for the maintenance of Chilean facilities at the Antarctic base

Xiaomi Redmi K30, RedmiBook 13 to launch today: Check expected price, specs

• Redmi K30 will launch as the successor to the Redmi K20
• Redmi K30 houses a 64MP rear camera with a 120-degree ultra-wide-angle lens and a 20MP AI-powered front camera

Citizenship bill rocks Lok Sabha, Amit Shah says it does not discriminate

• The challenge for the BJP-led govt would be to get the bill passed in the Rajya Sabha
• Critics say it discriminates against Muslims and other minorities from Nepal and Sri Lanka

BJP holds on to power in Karnataka as defectors win big in by-elections

• Party wins 12 of 15 constituencies as voters choose govt stability over contentions of political morality
• Bypoll results have taken the BJP’s tally to 116, excluding the Speaker, in the 225-member House

Pressure on Indian finance companies due to NBFC crisis: Moody's

• Moody's Investors Service's outlook for the banking industry in Asia Pacific is negative over the next 12 months
• With fiascos such as the IL&FS and DHFL, the government has asked RBI to consider several proposals to de-stress the NBFC sector

General Atlantic, GGV Capital in talks to invest in Unacademy

Unacademy, which is looking to raise $100 mn, will likely see more investors like Singapore-based GIC

Ujjivan Small Finance Bank IPO allotment: How to check your status

• Ujjivan Small Finance Bank IPO share allotment is done according to SEBI rules
• Ujjivan Small Finance Bank has fixed the price of ₹37 for the IPO

Stocks to Watch: Yes Bank, HDFC, Bharti Airtel, Hero MotoCorp, PC Jeweller

• The board of Yes bank is scheduled to meet today to finalise its fundraising plans
• Hero MotoCorp on Monday announced that it will increase prices of its motorcycles and scooters from 1 January 2020

Study puts spotlight on persisting gender discrimination in health issues

• While the inpatient expenditure for men in India is ₹23,666, it stands at ₹16,881 for women
• The study was conducted by JNU and the International Institute for Applied Systems Analysis

Vishal Sikka joins Oracle's board of directors

• Before his startup, Sikka was a top executive at SAP and the CEO of Infosys
• Sikka will be helping Oracle in the business value and adapt to change

PSBs post ₹3,221 cr profits in H1: Mos Finance Anurag Singh Thakur

• PSBs had posted huge losses in 2017-18 and 2018-19 financial years
• State-run lenders had posted aggregate operating profits during 2017-18 and 2018-19 of ₹1,55,603 crore and ₹1,53,871 crore respectively

SBI cuts lending rate, home loans to get cheaper

• This is the eighth consecutive cut in MCLR by SBI this year
• The new SBI rates come into effect from 10th December

Morgan Stanley eliminates about 1,500 jobs in year-end cuts

• The Wall Street firm has been in the spotlight for an investigation into its currency-options desks
• The reductions amount to about 2% of the firm’s workforce

Mutual funds' asset base hits all-time high of ₹27 lakh crore in November

• Fund managers attributed growth in the asset base to strong inflows of around ₹51,000 cr in debt-oriented schemes
• Mutual fund houses witnessed an overall inflow of ₹54,419 cr last month as compared to ₹1.33 lakh cr in October

Opinion | Onions as a wedding gift

Some of the upward price spiral can be blamed on unseasonal rains in key opinion growing regions, especially Maharashtra, that left the year’s kharif crop damaged

M P Lodha India's richest real estate entrepreneur with wealth of ₹32,000 cr

• Lodha family’s wealth increased by 18% during 2019 and was 12% of the cumulative wealth of the remaining 99 Indians featured on the list
• As per the report, Mumbai accounted for six of the top 10 and 37 of the 100 names being its residents

Xiaomi Mi Note 10 to launch in India by January 2020

• The device also houses a massive 5,260mAh battery along with support for 30W fast charging technology
• In terms of specifications, smartphone features a 6.47-inch FHD AMOLED display with a fingerprint reader underneath

Tata Motors to add another 100 sales outlets for passenger vehicles this fiscal

• Altroz, which comes with BS-VI compliant petrol and diesel powertrains, is set for launch next month
• The company used to add just 100 showrooms per financial year, and this year has been an exception