IRCTC plans insurance cover for mobiles, laptops on trains
New Delhi: Buoyed by the success of the 92 paise travel insurance policy for passengers, IRCTC is now planning to launch another scheme for passengers’ gadgets like mobile phones and laptops.
The first round of meeting in this regard was held between IRCTC officials and insurance companies, IRCTC chairman and managing director A.K. Manocha said.
“There are some concerns that insurance companies have about false claims. We have shared a few ideas with them and also asked for their suggestions. Offering this policy to credit card holders or government officials in the initial stage is one of the ideas we have floated to mitigate cases of false claims,” he said.
Manocha wishes to make this scheme available both in cases of rail accidents as well as of thefts.
He said, “I am trying hard to push companies to give insurance cover in instances of theft as well. So far, they have expressed their willingness to offer it only in cases of mishaps.”
The proposal follows the success of the travel insurance scheme launched by IRCTC last month. Already over one crore passengers have opted for it. The policy unveiled last month offers insurance cover of up to Rs10 lakh for a premium of 92 paise in case of accidents or an untoward incident like terrorist attack, dacoity, rioting, shootout or arson.
To promote this scheme during the festive season, IRCTC has in fact decided to reduce the premium from 92 paise to 1 paisa for tickets booked between 7 October to 31 October as part of its Diwali bonanza.