As reported by the scheduled commercial banks, small finance banks, payment banks and white label ATM operators, 2.21 lakh ATMs are deployed in the country as on September 30, Shukla said in a written reply to the Lok Sabha.
Apart from ATMs, banking services across the country are provided through bank branches, inter-operable business correspondents (BCs) with micro-ATMs etc, he said. Further, he said, mobile banking services and various digital modes of banking facilities are also available in India. Replying to another question, Shukla said the government announced recapitalisation of PSBs to the tune of ₹ 2.11 lakh crore in October 2017, through infusion of capital by the government and raising of capital by banks from the markets.
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PSBs meet their capital requirement through various sources including, inter alia, mobilisation of capital from the market through issuance of capital instruments and monetisation of non-core assets, internal capital generation including through recovery in written-off accounts, and capital infusion by the government. “ ₹ 88,139 crore was infused by the government in PSBs during financial year 2017-18 after the recapitalisation announcement and provision of ₹ 65,000 crore has been made in the budget for the current financial year for infusion," he said. Since the recapitalisation announcement till November 2018, PSBs have been recapitalised to the tune of ₹ 1,28,861 crore through infusion and mobilisation of capital from the market, he said.