When it comes to money habits, an average Indian holds a poor record. We still buy gold as the best investment option despite its poor returns; we buy life insurance only to save taxes; and regularly put our money in fixed deposits. In fact, millions still put their hard earned money in chit funds without bothering to explore safer and better options. Equity investment is considered to be for those who have an adventurous streak. Many think that people who invest in stocks do so on the basis of a “hot tip" rather than cold analysis. If you can identify with any of these habits, it’s time to take stock of your money habits and work on improving them. Take our quiz and find out.

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