If the answer is, I don't have one, then it's time to change the situation. Everyone needs a money plan. Here's why
In 2012, a survey conducted by HDFC Standard Life Insurance Co. Ltd and research firm ValueNotes, showed that financial freedom was low among the surveyed Indian urban women and that only a quarter sought professional financial help. Things don’t seem to have improved much since. An S&P Ratings Services Global Financial Literacy Survey in December 2015 showed that in India, 80% of the women surveyed were not financially literate. The survey stated that while women were less likely to provide correct answers to the financial literacy questions, they were also more likely to indicate that they “don’t know" the answer.
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