Checking the balance in your Employees’ Provident Fund (EPF) is essential now and then, especially when you are reviewing your asset allocation and want to adjust your other debt investments. Here’s a step-by-step guide for you to check your EPF balance on your smartphone.

1. Download Umang App from Android, iOS app store: The Employees’ Provident Fund Organisation (EPFO) has hosted its services on Umang app. Launched by ministry of electronics and information technology, it is a common platform for various government services such as Aadhaar, crop insurance, EPF and National Pension System.

2. Register with OTP: Once you download the app, you will get a one-time password (OTP) on the phone or the device on which the app is downloaded to register.

3. Link Aadhaar: The app would also prompt you to link your Aadhaar number, though it is voluntary. However, Aadhaar linking will be required if you want to place a claim or transfer request online or through this app.

4. Go to EPF services: Once the app is initialized, you will find the EPF option on the home page.

5. Select employee-centric services: The app’s employee- centric services section currently provides three services. You can view your passbook; raise a claim for pension withdrawal, part withdrawal and final settlement; and track the status of your claims.

6. Login using UAN and OTP: You will need to enter your UAN (Universal Account Number), following which you will get an OTP on the phone registered with the EPFO.

7. Check and download passbook: You will now be able to check your EPF passbook, including the ones from your previous employers. You can also download the passbook in pdf format.