How do you buy a health insurance plan? If you settle with the plan your agent sells or are happy knowing you have bought the cheapest plan, there is a bit of unlearning and a lot of learning in store for you. To give you a ready comparison, we designed Mint SecureNow Mediclaim Ratings (MSMR). The full ratings can be seen here.

For family floater plans, there are two sum insureds ( 0 lakh and 0 lakh) and three categories—eldest insured is 35, 45 or 65 years old. For individual plans, the sum assured are 5 lakh, 10 lakh and 20 lakh. The ages are 35, 45, 65 and 70 years.

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