Interest-saver home loans do reduce your interest outgo. But that's only a small part.
Home loans top the secured loan segment of a bank’s retail book. To address the needs of various customers, banks usually come up with variations of home loans, such as fixed-rate loans, floating-rate loans, fixed-floating loans, etc. But did you know that there is yet another category of home loans wherein your surplus funds can be linked to the home loan to reduce the equated monthly instalment (EMI) outgo? Here is how such a loan works and what it means for you.
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