It may take a long-drawn process before your money back, so be very careful when banking online.
* On 21 January, Raj Mohan, a Bangalore-based IT professional, noticed an SMS he had got from his bank on 19 January. Considering it came on a holiday, he had not paid much attention to the message earlier. It read that a transaction for $174 (about 10,000) had taken place through his credit card. “I immediately informed my bank. They said they would investigate the matter."