To get the home loan subsidy under Pradhan Mantri Awas Yojana, you and your family members shouldn't already own a house
Under the Pradhan Mantri Awas Yojana (PMAY), you get a subsidy on the interest rate for your home loan. To get the subsidy, you and your family members (husband, wife and unmarried children) shouldn’t own a house. If you are married, your spouse and you are eligible for a common home loan subsidy. If you have availed of a benefit under a government housing scheme earlier, you are ineligible.
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