User-centred financial inclusion4 min read . Updated: 17 Nov 2016, 03:47 AM IST
Digital financial services should be tailored to the financial habits of the underserved
India is going through a “golden age" of financial inclusion. The government and the private sector have been equal players in this with key initiatives such as Aadhaar, the licensing of new institutions (payment banks and small finance banks), and the emergence of a vibrant fintech sector. The Unified Payments Interface (UPI) has been launched and promises to herald a new age of frictionless payments across devices and interfaces.
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