We know that graft (boodle, pay-offs, corruption) raises prices for the final consumer. There are enough studies out there that prove it and give numbers for it. And if you pay 50 paise more every time you cross a toll bridge that may or may not be the cost of graft, you are unlikely to really worry given that urban mass affluent lives are torn apart by work, family and the fight to maintain the urban bubble existence—the presentation is due tomorrow. Shoot, I forgot that new water bill. The kid has a sports day coming up. The inverter needs a new battery. And that darn storm water drain is overflowing again. But the one time the cost of graft (or boodle as it was called in turn of the 20th century New York, when the US looked pretty much like India does today…but that is another story) hurts is in a real estate deal.