50 is the new retirement age. Plan accordingly
The sooner we retire, the longer is our post-retirement period. This is reason enough to choose the financial products carefully
I recently met a woman entrepreneur who said, “I don’t need a retirement plan," because she was going to continue working her whole life and she had enough real estate assets to fall back on. As is well-known, in India most individuals still invest in real estate believing that it gives good returns and is a security in bad times. However, what one doesn’t realize is that with real estate prices stagnating, rental yields being low and the rentals not growing beyond a point; real estate is really not a good investment. One also misses the point that one may not be able to sell easily, at a desired price, when money is needed.
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