The art behind the science of financial planning
Financial planning is the skilful synthesis of art and science. It's a profession that requires emotional intelligence more than intellectual intelligence.
As a financial planner, one of my greatest joys is in delivering an epiphanic moment for a client—that instant when he realises the potential of money and what it can do for him. That point where I weave together all the money decisions he has made in the past and the decisions he will make and draw a map for where those decisions will take him in the future. That’s when all the dots are interlinked, and everything hangs together beautifully. The purpose of money becomes crystal clear. Sometimes these money decisions do not make much financial sense, but they make utmost psychological sense. This is where personal finance gets up, close and personal for the client. This is when I feel I’ve done justice to my job as a financial planner.