New Delhi: An EMI payment of Rs1,590 for a newly bought mobile phone has earned a mega lottery of Rs1 crore for 20 year-old engineering student Shradha Mohan Mengshette under the government’s Lucky Grahak Yojana.

Mengshette, a second year student of Electrical Engineering from Latur district in Maharashtra, received the cash prize from Prime Minister Narendra Modi at a function in Nagpur on Friday.

She won the mega prize for making a transaction of Rs1,590 through her Rupay card online.

The second prize of Rs50 lakh under the Lucky Grahak Yojana, an official statement said, was won by Hardik Kumar from Khambhat in Gujarat.

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The 29-year-old is a primary school teacher who used his Rupay card for making a transaction of Rs1,100.

Under the Digi-Dhan Vyapar Yojana category for merchants, the first prize of Rs50 lakh was won by Anand Ananthapadmanabhan for accepting a payment of Rs300 at GRT Jewellers in Tambaram, Tamil Nadu.

The second prize of Rs25 lakh was won by Ragini Rajendra Uttekar, owner of a small beauty parlour in Thane, Maharashtra, the statement said. She accepted a payment of Rs510 which won her the amount, it added.

NITI Aayog’s two schemes to incentivise digital payments—Lucky Grahak Yojana and DigiDhan Vyapar Yojana—was launched on 25 December last year.

According to the statement, Rs258 crore of prize money was won by 16 lakh winners, including customers and merchants belonging to different corners of the country and from varied walks of life.

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