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Business News > Mint Authors > Abhishek Bondia

Abhishek Bondia

ARTICLES BY ABHISHEK BONDIA

A term plan plus mutual fund combo has two key advantages: lower costs—since term plans and mutual funds are cheaper than Ulips—and independent life cover that isn’t tied to the investment corpus.

How does a Ulip compare to buying a term plan and investing in MFs separately?

2 min read . 03 May 2026

Most policies don’t allow increases, so buying an additional policy is recommended. (Pixabay)

Is there a way to port policies without starting the waiting period again?

2 min read . 26 Apr 2026

As a rule of thumb, aim for total health cover at least equal to your annual family income. (istockphoto)

Individual policy, family floater, or top-up: Which is the most cost-effective?

1 min read . 16 Apr 2026

Top-up policies are significantly cheaper than standard base policies, and the chances of issuance are much higher, (Pixabay)

Should I buy critical illness cover if a health insurance upgrade was declined?

1 min read . 23 Feb 2026

Super top-ups are smart, low-cost cover—but few buy them. (iStockphoto)

Buying health insurance online: Why the lowest price isn’t always best

2 min read . 04 Jan 2026

Over the past few years, the super top-up plan has been priced very attractively.

Insurer offers a higher cover at a nominal premium. Should you take it?

2 min read . 23 Oct 2025

You could also consider migrating to a different plan with the same insurer.

Do health insurers allow reducing the base sum insured to lower premiums?

2 min read . 04 Sept 2025

Several RWAs take fire insurance for group housing complexes, which helps with administrative ease and cost efficiency. (Image: Pixabay)

What RWA and flat owners need to know about fire insurance

1 min read . 18 Aug 2025

One can incorporate various add-ons in group plans, which are not available in a regular health insurance plan. (Image: Pixabay)

Does group health insurance cover retired employees?

2 min read . 07 Jul 2025

NRIs and high-networth individuals are increasingly buying global health insurance. Photo: iStock

As a Singaporean living in India, should I buy global health insurance?

2 min read . 22 May 2025

Global health insurance plans can provide comprehensive coverage for those frequently travelling or living abroad. (Image: Pixabay)

Is a global health insurance plan right for you?

2 min read . 08 May 2025

The waiting period for maternity coverage varies from nine months to three years. Photo: Pixabay

Can we combine three insurance policies to claim maternity expenses?

2 min read . 27 Mar 2025

Home insurance in India follows the standardized Bharat Griha Raksha policy, which offers similar coverage across insurers. (Image: Pixabay)

How much home insurance do I need for my home loan?

2 min read . 27 Feb 2025

For an uninsured person, the insured events can make a substantial dent in the family’s investment corpus. (Istockphoto)

Should I choose an insurance pension plan over mutual funds or fixed deposits?

2 min read . 13 Feb 2025

If you have a past illness that you inadvertently did not disclose, the rules specify a moratorium period of five years as a safeguard. Image: Pixabay

Can an insurer include an illness from 10 years ago in pre-existing diseases?

2 min read . 23 Jan 2025

Irrespective of the stage of the firm’s journey, it is recommended to maintain professional indemnity insurance.

Should a chartered accountant buy professional indemnity insurance?

2 min read . 02 Jan 2025

Maintain health coverage equal to one’s annual income. (Image: Pixabay)

Should a 75-year-old port a health plan if coverage is low?

2 min read . 19 Dec 2024

The broad reasons why claims were rejected should be published.

Insurers must report claims data in greater detail to improve accountability

4 min read . 12 Dec 2024

The cost of a top-up plan is significantly lower than that of regular health plans.

₹5 crore coverage in ₹1,000: Is it a scam?

2 min read . 05 Dec 2024

Only emergency medical expenses are covered under travel insurance.

Are OPD expenses incurred abroad covered in travel insurance?

2 min read . 21 Nov 2024