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Business News > Mint Authors > Allirajan Muthusamy

Allirajan Muthusamy

ARTICLES BY ALLIRAJAN MUTHUSAMY

One of the biggest advantages of PAYD is that it rewards lower vehicle usage without compromising on protection.

How Pay As You Drive insurance can help you keep more money in your pocket

4 min read . 29 Aug 2026

Passive funds offer investors the flexibility to invest across a wide range of indices spanning different asset classes and investment themes.

Passive investing: What’s driving the shift to index funds and ETFs?

6 min read . 22 Aug 2026

A comprehensive motor insurance policy provides financial protection against theft, accidents, and third-party liabilities, but the real protection for your EV lies in specific covers.

Own an EV? Here’s why a regular ICE vehicle insurance policy won't cut it

4 min read . 01 Aug 2026

Gold and silver are safe-haven assets and act as a hedge against inflation. But the fortunes of basic metals depend heavily on economic growth. (REUTERS)

Metal ETFs shine in uncertain market: Should you invest now?

4 min read . 25 Jul 2026

While a comprehensive policy with a high sum insured that covers most illnesses can be effective in managing hospitalisation expenses, it does not mean everything is covered.

Health insurance policy terms to watch out for before hospitalisation

6 min read . 11 Jul 2026

A pawnbroker weighs gold ornaments (Reuters)

Average gold loan doubles to ₹1.96 lakh in 3 years as gold prices surge

3 min read . 05 Jul 2026

Traditional bank FDs offer annual returns of only 6.5%-7.5%. But the risks are also quite low. (Pexels Photo)

5 red flags investors should watch out for before choosing a financial product

5 min read . 04 Jul 2026

Globally, account creation remains the highest-risk stage across the digital consumer lifecycle, with 8.3% of those transaction attempts suspected to be fraudulent in 2025. (Representative image)

India’s suspected digital fraud rate soars to twice the global average

1 min read . 21 Jun 2026

Vehicle loan repaid? Here's how to remove hypothecation from your RC: Step-by-step guide

Why you should remove hypothecation from your RC after repaying vehicle loan

4 min read . 20 Jun 2026

The sharp depreciation of the rupee against the US dollar and falling US Treasury yields that boosted their underlying bonds are the reasons for the good performance, say experts. (Image: Pixabay)

US Treasury-focused mutual funds emerge as top performers among debt funds

4 min read . 16 Jun 2026

Having ‘deductibles’ or a ‘base health insurance cover’ is typically a basic requirement for buying super top-up plans (Pexels)

Now, a super top-up health insurance plan that covers you during job shifts

2 min read . 09 Jun 2026

REITs distribute ₹8900 crore to unitholders in FY26 (Pexels)

REITs distribute ₹8900 cr to unitholders in FY26, 50% increase in disbursements

2 min read . 02 Jun 2026

Equity MFs investing in energy stocks turn chart toppers (Pexels)

Equity MFs investing in energy stocks turn chart toppers

4 min read . 02 Jun 2026

BOBCARD unveils discount deals with Air India, MakeMyTrip, EaseMyTrip and more

2 min read . 30 May 2026

FILE PHOTO: Paytm app is seen on a smartphone. (REUTERS)

Paytm’s ‘Pocket Money’ feature allows teenagers to pay without bank account

1 min read . 25 May 2026

IDFC First Bank. (HT_PRINT)

IDFC FIRST Bank launches FD-backed Business Multiplier Metal Credit Card

2 min read . 23 May 2026

Married women can own 500 grams of gold, unmarried women can hold 250 grams of gold and men can own 100 grams of gold.

Undisclosed cash, gold or investments? Pay up to 78% tax under income tax rules

3 min read . 17 May 2026

EPFO members, who are planning to withdraw their PF money and do not want TDS to be deducted, should fill out a form before the scheduled transaction date. (Mint)

Withdrawing PF money? Fill these details correctly to avoid TDS deductions

2 min read . 03 May 2026

It is a prescribed daily case register required to be maintained by practitioners of any system of medicine under Rule 46(6) of the Income Tax Rules, 2026. (Representative Image)

New income tax rules for doctors: Who needs to maintain Form 25 and why

2 min read . 02 May 2026

Equity mutual fund (MF) investments are all building a sizeable corpus by staying invested over a long term.

Growth vs dividend plans explained: Which one should you choose?

4 min read . 26 Apr 2026