Active Stocks

Tue Feb 17 2026 15:59:58

ITC share price
325.30 2.31%

Infosys share price
1,391.20 1.83%

Bharat Electronics share price
446.90 2.02%

Tata Steel share price
203.10 -1.29%

State Bank of India share price
1,213.25 0.44%

Business News > Mint Authors > Anshika Kayastha

Anshika Kayastha

Assistant Editor - BFSI & Fintech

Anshika writes on the banking and financial services space, and has 12 years of experience covering these sectors. With an eye for everything new and exciting, she writes on sectoral developments and trends, regulatory and policy changes, governance, digital payments and innovation across banks, NBFCs, HFCs, MSMEs, MFIs, insurance, fintechs and other financial institutions.

ARTICLES BY ANSHIKA KAYASTHA

In 2024-25, India's largest lender, SBI, earned ₹2,766.83 crore in commissions from the sale of insurance products, while the largest private-sector lender, HDFC Bank, earned ₹6,308 crore. (ISTOCKPHOTO)

Banks’ ₹25,000-crore insurance gravy train faces RBI bump

3 min read . 16 Feb 2026

Religare said the demerger is aimed at streamlining the businesses, unlocking value in the financial services business for shareholders and pursuing distinct growth opportunities.

Religare Enterprises to spin off, list financial services business

3 min read . 15 Feb 2026

The draft will be open for feedback and comments until 4 March. (PTI)

RBI proposes exempting small NBFCs not dealing with public from registration

4 min read . 10 Feb 2026

Under RBI’s priority sector lending norms, banks must set aside 40% of their total credit for sectors such as agriculture, small businesses, education, and renewable energy, among others. (Reuters)

RBI says agri loan classification issues bank specific, no system-level concerns

2 min read . 06 Feb 2026

The proposed framework for credit index derivatives and TRS will be released shortly for public feedback, the RBI said. Photo: Reuters

Stage set for total return swaps as RBI floats new credit derivatives framework

3 min read . 06 Feb 2026

The MPC held its stance at neutral, a move that allows it to move in either direction depending on incoming data. (REUTERS)

RBI holds rates as ‘Goldilocks’ period continues

6 min read . 06 Feb 2026

The government exempted life insurance and individual health insurance policies from GST, effective September 2025. While that makes policies cheaper for buyers, the subsequent loss of input tax credit benefit has increased operational expenses for insurers. (Reuters)

LIC takes ₹1,400 crore hit from loss of GST-linked input tax credit

4 min read . 05 Feb 2026

Vinay M. Tonse is a former SBI executive who last headed the retail banking division at the state-owned lender.

What lies ahead for Vinay Tonse, Yes Bank's new CEO

3 min read . 05 Feb 2026

For the six months ended 30 September 2025, listed UPI payments platform and the third largest third-party application provider (TPAP) Paytm recognised ₹128 crore in incentive revenues under the scheme.

Govt cuts outlay for UPI, RuPay incentive scheme by nearly 10%

5 min read . 01 Feb 2026

Budget 2026: Both PFC and REC play a key role in India's energy security and energy transition roadmap. (Mint)

Budget 2026: Govt to restructure public sector PFC, its arm REC

2 min read . 01 Feb 2026

The high-cost model poses a risk to the core financial strength of insurers. Photo: iStock

Eco Survey: Lower distribution & other costs essential for affordable insurance

3 min read . 29 Jan 2026

UPI’s zero-cost, public-good design has driven rapid adoption, making digital payments the default for everyday transactions and boosting financial inclusion.

Economic Survey: UPI is expanding lending across the risk spectrum

5 min read . 29 Jan 2026

The rise in demand for investment-related insurance comes just when there is a broader surge in interest to protect overseas investments, amid geopolitical volatility and risks from tariffs or sanctions. (iStockphoto)

SC's Tiger ruling sparks demand for insurance, legal protection for investments

7 min read . 28 Jan 2026

The central bank will buy ₹50,000 crore of government securities on 5 and 12 February, and auction three-year dollar-rupee swaps on 4 February. (Bloomberg)

RBI announces third tranche of OMOs, dollar-rupee swaps as rupee hits new low

2 min read . 23 Jan 2026

The lender also plans to scale up its loans against property and commercial loans portfolios to bolster margins, Shukla said.

PNB Housing bets on emerging markets as banks corner high-end loans

4 min read . 23 Jan 2026

Personal loans grew 8.9% year-on-year to ₹16.3 trillion as of the end of November 2025, slower than 11.2% the previous year. (Image: Pixabay)

As margins shrink, banks want to revive an old ally

5 min read . 22 Jan 2026

Even if insurers provide cover for such deals, they are likely to charge higher premiums and tighten terms to account for potential tax and legal risks. (Pexel)

Tiger Global ruling may complicate tax insurance for M&As, caution advisers

4 min read . 22 Jan 2026

PNB managing director and chief executive Ashok Chandra.

PNB looks to cheaper deposits to defend margins after rate cuts bite

3 min read . 20 Jan 2026

While about 491 million individuals and 65 million merchants use UPI, public data on the UPI credit line is not yet available.

UPI loans: Will a credit card-like interest-free period do the trick?

5 min read . 19 Jan 2026

Management commentary from the December quarter earnings season of major private banks suggests that margins will be cushioned by factors such as a lag in deposit repricing, a higher share of low-cost Casa funds and more selective lending. (AFP)

Why India's private lenders aren't sweating the latest RBI repo cut yet

4 min read . 19 Jan 2026