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Business News > Mint Authors > Anuj Sharma

Anuj Sharma

ARTICLES BY ANUJ SHARMA

The real edge is not timing rate cuts but responding intelligently when they arrive. (Pixabay)

Why a tiny home loan rate cut can quietly save you lakhs

3 min read . 19 Dec 2025

Banks can lend up to 90% of the property value for loans of ₹30 lakh or less, 80% for loans between ₹30 lakh and ₹75 lakh, and 75% for loans above ₹75 lakh. (Pixabay)

How to protect your home when it's used as loan collateral

4 min read . 24 Sept 2025

Anuj Sharma, chief operations officer of India Mortgage Guarantee Corporation.

Unlocking your home's equity: How a reverse mortgage can secure your retirement

5 min read . 22 Aug 2024

Valuation fees involve the valuation of the property to determine its market worth. (istockphoto)

What fees are associated with a home loan?

2 min read . 26 Nov 2023

Where can I get my credit score and how often can I check that?

1 min read . 13 Jul 2023

You can request a copy of your credit report from one or more credit bureaus. (iStockphoto)

How do I protect myself from a loan fraud?

1 min read . 10 Jul 2023

Before applying for a home loan, assess your affordability for monthly EMI outgo based on your income. (iStockphoto)

Can a single woman working as a freelancer secure a home loan?

1 min read . 05 Jul 2023

Representative image

Are loans available for home renovation?

1 min read . 23 May 2023

What can be done to avoid risks associated with a home loan?

What can be done to avoid risks associated with a home loan?

1 min read . 18 May 2023

India’s home loan market is currently valued at ₹24 trillion and is expected to double in the next 5 years. (iStock)

Buying vs renting house in a rising rate scenario

3 min read . 07 Mar 2023