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Business News > Mint Authors > Aprajita Sharma

Aprajita Sharma

Assistant Editor

Aprajita Sharma has a decade-long experience in covering personal finance and stock market. A certified financial planner (CFP), she simplifies money concepts for Mint readers. She hosts YouTube videos and Why Not Mint Money podcasts. She co-authored a book "Big Bull of Dalal Street: How Rakesh Jhunjhunwala made money", a national bestseller. Aside from work, she is a Kathak enthusiast.

ARTICLES BY APRAJITA SHARMA

Your KYC status determines whether you can freely across mutual funds. (iStock)

Many mutual fund investors are prisoners of KYC. Here's how to free yourself.

2 min read . 03 Nov 2025

Irdai aims to standardize fraud detection, prevention, and reporting across the insurance industry. (ISTOCKPHOTO)

Fighting insurance fraud: key highlights of Irdai's 2025 guidelines

3 min read . 31 Oct 2025

While migration or portability is a policyholder’s right, it’s subject to the insurer’s underwriting norms. (Pixabay)

Modern treatments rise, but health insurance in India still lags behind

5 min read . 30 Oct 2025

Ensuring that all records are accurate and updated allows timely access to EPF savings when required. (AI generated image)

Is your PF account in order? Follow this checklist to find out

2 min read . 27 Oct 2025

Women enjoy 5-10% lower premiums across insurers, but few are aware of this benefit.

Superwoman to Shubh Shakti: Inside the rise of women-focused term insurance

6 min read . 22 Oct 2025

Over the years, the session has come to embody a mix of festive spirit, faith, and confidence in India’s markets. (AI-generated image)

Muhurat trading 2025: A tradition where faith meets finance

3 min read . 21 Oct 2025

If you are invested in multiple mutual fund schemes and wish to gift one or some of the units to your loved ones, you can do so easily. (iStockphoto)

Mutual funds, not mithai: Diwali gifting gets a smart twist

5 min read . 15 Oct 2025

The EPFO has not announced a timeline for the implementation of the changes it has proposed.

What EPFO's partial withdrawal and final settlement proposals mean for you

4 min read . 14 Oct 2025

It isn’t mandatory to disclose changes in your health status when renewing your policy.

Insurers can’t hike premiums over new illnesses. So why are some threatening to?

5 min read . 13 Oct 2025

Health insurers cannot deny a claim on grounds of non-disclosure of pre-existing diseases if a policy has run continuously for at least five years, except in cases of fraud or deliberate misrepresentation.

What to do if your health insurance policy gets cancelled

5 min read . 08 Oct 2025

Maintain a record of all hospital documents and receipts, including doctor prescriptions, pharmacy bills, and test reports.

What to do if your insurer denies cashless hospital claim

1 min read . 03 Oct 2025

Reits let investors start with as little as ₹500 via stock exchanges, unlike real estate that needs heavy capital and locks into one location. (iStockphoto)

Own a slice of malls, offices with just ₹500: The Reit revolution in India

2 min read . 30 Sept 2025

Bima Sugam was originally slated for an April 2023 launch but deadlines have been pushed multiple times.

Can Bima Sugam do for insurance what UPI did for payments?

4 min read . 25 Sept 2025

Last week, the Sebi cleared proposals to ease entry barriers and improve ease of doing business for RIAs. (Reuters)

Sebi eases licensing rules for registered investment advisors—is it enough?

6 min read . 23 Sept 2025

For many professionals today, turning 50 doesn’t mean the countdown to retirement has begun. Instead, they see decades of work still ahead, albeit on different terms.

No early exit: Why India’s 50-somethings want to keep working

6 min read . 18 Sept 2025

Industry experts say the move to raise daily UPI payment limits will ease business payments without raising fraud risk, as the higher limits apply only to verified merchants.

UPI daily payment limit raised to ₹10 lakh for select transactions

2 min read . 15 Sept 2025

Quoting the insurance ombudsman’s 2023-24 report, AHPI said Star Health topped the grievance chart with 13,300 complaints, Photo: iStock

Now, Star Health Insurance could have its cashless services suspended

2 min read . 12 Sept 2025

With effect from 22 September, the government has exempted retail health and life insurance policies, as well as reinsurance, from GST. (Image: Pixabay)

GST cut on insurance: What it means for your premiums, renewals, and returns

6 min read . 07 Sept 2025

Consumers can raise disputes directly on Cibil’s website. (AI-generated image)

Phantom loans wrecking your credit score? Fix them and claim compensation

5 min read . 04 Sept 2025

ReAssure 3.0 keeps the room type centerstage. As long as the policyholder is admitted to the room type the plan variant allows, the patient gets unlimited cover (Image: Pixabay)

Unlimited health cover? Niva Bupa’s ReAssure 3.0 makes a bold pitch

5 min read . 02 Sept 2025