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Business News > Mint Authors > Aprajita Sharma

Aprajita Sharma

Mint Author

ARTICLES BY APRAJITA SHARMA

Cosmetic dental procedures, including orthodontics, are kept out of the purview of insurance policies.

Dental treatment is costly. Here’s how you can finance it

6 min read . 30 Nov 2023

Many people suffer from lung diseases due to air pollution; the cost of treating these is significant. (PTI)

Breathless? Know the costs of rising air pollution in cities

6 min read . 23 Nov 2023

Financial planners say the tenure of a zero-term plan is longer than what most individuals require. (iStockphoto)

Zero-cost term insurance policy: Do benefits outweigh the costs?

5 min read . 19 Nov 2023

While deduction is allowed for interest payment, principal payment of the education loan doesn’t offer any tax relief. (iStock)

How tax deductions make education loans attractive

5 min read . 10 Nov 2023

Buying options is like buying a lottery— buyers only stand to gain if there is a big swing in the price of an underlying index or stock.

New lottery: The human cost of F&O trade

11 min read . 05 Nov 2023

Financial experts say salaried employees cannot declare F&O transactions under sec 44AD of the I-T Act. (istockphoto)

Should you opt for presumptive taxation on F&O income

5 min read . 02 Nov 2023

The premium of insurance policies in India is in some cases lower than what is on offer in other countries, say experts. (iStockphoto)

Why NRIs should secure their lives with Indian insurance

6 min read . 27 Oct 2023

There is a growing perception that certain insurers always find reasons to deny or delay claims (Credit: Ashish Asthana/Mint)

Running from cover: Why Star Health is under fire

12 min read . 26 Oct 2023

Life insurers paid out ₹45,817 crore individual death claims involving 1.58 million policies during FY22 as against ₹26,421 crore in FY21. (iStock)

How financial planning helps you deal with bereavement

5 min read . 20 Oct 2023

Millennials are no different from boomers where real estate investments are concerned. (iStockphoto)

Why some millennials believe property investment is hot

5 min read . 13 Oct 2023

Remember your child will become the owner of all investments in her name when she turns 18. (iStockphoto)

Know the pros and cons of investing in your child’s name

5 min read . 06 Oct 2023

People can sign a pledge form with NOTTO or express their wish to donate in a living-will. (iStock)

Why organ donation should be part of your estate plan

7 min read . 29 Sep 2023

The best time to start saving for retirement is yesterday, goes the saying. (iStockphoto)

Why VPF, NPS should be in your retirement portfolio

7 min read . 22 Sep 2023

People with chronic diseases are categorized as high-risk and so find it difficult to get term insurance. (iStockphoto)

Why insurers are wary of term plans for the chronically ill

6 min read . 08 Sep 2023

A rising interest rate environment highlights the importance of prepayment of home loans. (iStockphoto)

Why it is better to prepay part of your home loan EMIs regularly

7 min read . 30 Aug 2023

An individual agent can understand your needs better and help you deal with claims. (iStockphoto)

Insurance: which intermediary is better for buying a policy?

5 min read . 17 Aug 2023

Credit: Ashish Asthana/Mint

How fraudulent claims hit insurers...and you

11 min read . 10 Aug 2023

How to structure your salary to minimize tax liability

6 min read . 09 Aug 2023

Diabetics are prone to cardiovascular diseases, kidney ailments, neuropathy, and blindness, among others. (iStockphoto)

Insurance plan for diabetics: A costly, bitter pill to swallow

6 min read . 03 Aug 2023

Going to the movies has become an expensive affair, especially at multiplexes in the major metros. (Mint)

Showtime! Will it be costlier cinemas or cheaper OTTs?

6 min read . 19 Jul 2023