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Business News > Mint Authors > Balwant Jain

Balwant Jain

ARTICLES BY BALWANT JAIN

Any person who is an Indian Citizen and a non resident for FEMA purposes can open the FCNR account.

How FCNR accounts offer safe, stable returns for NRIs — key features explained

3 min read . 30 Mar 2026

NRO accounts can be saving, current, recurring or a fixed deposit account and are denominated in Indian rupees. (Image generated using AI tools)

NRO vs NRE accounts: What every NRI should know about features and benefits

3 min read . 25 Mar 2026

The rate at which your profits on gold products gets taxed depends on the period for which you have held the investments.

Gold investment taxation explained: Jewellery, gold ETF vs sovereign gold bonds

4 min read . 15 Mar 2026

Here’s when taxpayers under the old tax regime can use Section 80C tax-saving investments to manage a temporary cash crunch.

Section 80C: Can you withdraw tax-saving investments in a financial emergency?

3 min read . 06 Mar 2026

There are separate limits for married men and women for gold jewellery.

How much gold can you legally own without triggering tax trouble?

4 min read . 02 Mar 2026

Planning to build your own house? Know home loan eligibility, tax limits, and EMI rules

Planning to build your own house? Know home loan rules and tax benefits

4 min read . 23 Jan 2026

Selling a house in India? Understand the taxes and how to save

Planning to sell your house? Know the taxes and how to save on them

4 min read . 05 Jan 2026

Tax benefits for various loans

How different loans can reduce your tax bill: a practical guide

6 min read . 24 Dec 2025

Year-end financial reviews are vital for assessing goals and investments.

Still chasing old financial goals? Why an annual review can change everything

4 min read . 15 Dec 2025

RBI floating rate savings bonds

RBI floating rate savings bonds explained: Returns, eligibility and key rules

5 min read . 10 Dec 2025

In India, marriage gifts are tax-exempt up to Rs. 50,000, but gifts to relatives are taxable. (Pixabay)

How marriage and divorce affect your tax liability in India

4 min read . 02 Dec 2025

Know the risks involved in investing in debt funds and precautions to be taken while investing in debt funds

Debt fund risks explained: What investors should watch out for

4 min read . 20 Nov 2025

Succession and inheritance rights of a Hindu daughter

Hindu daughters’ inheritance rights: What the law says

4 min read . 04 Nov 2025

Choosing between under-construction and ready-to-move-in properties involves weighing financial risks.

Should you buy an under-construction property? Pros and cons explained

7 min read . 30 Oct 2025

Ownership and succession of HUF assets

How can HUFs acquire, own, and transfer property in India?

3 min read . 23 Oct 2025

Have an HUF and reap additional tax benefits

What are the tax benefits of an HUF under current tax laws?

5 min read . 03 Oct 2025

Wedding gifts and taxation

Are wedding gifts taxable in India? Rules you must know

4 min read . 10 Sept 2025

Debt mutual funds involve risks such as interest rate fluctuations, credit/default issues, and concentration risks.

Debt mutual funds: Risks of investing and how to manage them

4 min read . 08 Sept 2025

Mutual funds offer diverse financial products, with aggressive hybrid funds being a notable option.

How to maximise returns with aggressive hybrid mutual funds?

5 min read . 20 Aug 2025

Know the impact and alternatives before you give up your life insurance policy.

Your Questions Answered: Should I surrender my life insurance policy?

3 min read . 11 Jul 2025