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Business News > Mint Authors > Deepti Bhaskaran

Deepti Bhaskaran

Editor, Mint Money

Deepti Bhaskaran is Editor, Mint Money, and a leading voice in personal finance journalism with nearly two decades of experience tracking India’s evolving financial landscape. She brings deep domain expertise across insurance, pensions and household finance, with a strong focus on consumer protection, financial literacy and regulatory accountability.

A member of the founding team of Mint Money in 2009, Deepti rose to lead the vertical as Editor, shaping it into one of India’s most trusted personal finance platforms. Her work has influenced public discourse and policy, particularly through her reporting on insurance mis-selling, cost structures and claims practices, which contributed to greater regulatory scrutiny and reforms.

She also conceptualised and launched Mint’s Health Insurance Ratings, an industry-first framework that evaluates policies beyond price to prioritise customer needs and outcomes.

Her expertise extends beyond journalism into research and industry practice. She has authored a policy paper, “Examining Reasons Behind Market Failure in Health Insurance,” which analyses structural inefficiencies in India’s retail health insurance market, including under-penetration, product design gaps and weak consumer outcomes. It highlights how regulatory gaps, information asymmetry and misaligned incentives drive market failure, and calls for a more integrated approach to health financing with stronger oversight, product innovation and consumer protection.

She has also worked in the healthtech sector to lead strategic initiatives and product design engaging with regulators and contributing to discussions on managed care and digital claims infrastructure. Her stint with the healthcare start-up allowed her to view the financial universe from the manufacturer and distributor’s side, further sharpening her ability to red-flag harmful industry practices and advocate for market transparency and better consumer products.

Known for her rigorous analysis and strong industry network, Deepti regularly engages with policymakers, regulators, companies and think-tanks and has represented the consumer voice at key industry forums. She has been recognised among India’s Top 100 Women in Finance (AIWMI) and is a recipient of the Citi Journalistic Excellence Award (runner-up).

Her work is driven by a commitment to make complex financial systems transparent, accountable and accessible to households.

ARTICLES BY DEEPTI BHASKARAN

Look beyond the hype before you pay

5 min read . 07:00 am IST

Is your financial plan ready for the unexpected?

4 min read . 22 Aug 2026

Mint Money Compass | Beyond FIRE: The discipline behind living on your own terms

6 min read . 15 Aug 2026

Health insurance portability: a lifeline now at risk of becoming a noose

4 min read . 08 Aug 2026

When porting a health policy puts your claim at risk

3 min read . 06 Aug 2026

How health insurance portability is becoming a trap for policyholders

6 min read . 02 Aug 2026

Closer to family, but facing a financial reset

4 min read . 01 Aug 2026

When behaviour becomes your biggest risk

5 min read . 25 Jul 2026

Filing your ITR? A practical guidebook to help file returns accurately

4 min read . 18 Jul 2026

Don't port your health insurance just because your agent insists

6 min read . 11 Jul 2026

What health insurance retention data reveals—and conceals

8 min read . 08 Jul 2026

FOMO, money and the cost of following the herd

4 min read . 04 Jul 2026

The cost of buying anything and everything that’s sold as great investment pick

5 min read . 27 Jun 2026

Large-caps are back in favour. Here’s why investors should pay attention

3 min read . 20 Jun 2026

When Mangoes become investments and loans become traps

5 min read . 13 Jun 2026

From small-cap fever to global diversification

4 min read . 06 Jun 2026

The hidden financial risks Indian households can no longer ignore

6 min read . 30 May 2026

When the math stops working: from foreign degrees to fuel costs

4 min read . 23 May 2026

From cars to investing: navigating choices

4 min read . 09 May 2026

The biggest risk isn’t the market. It’s your behaviour

3 min read . 02 May 2026
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