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Business News > Mint Authors > Dhirendra Kumar (Value Research)

Dhirendra Kumar (Value Research)

(Value Research) Founder and chief executive

Dhirendra Kumar is the founder and chief executive of Value Research, India's oldest independent investment research organisation. Founded in 1992, Value Research has no affiliation with any fund house, distributor, or financial product manufacturer. This structural independence has defined Kumar's approach to investing and financial journalism for over three decades.

Kumar has written about personal finance for Indian households across leading publications for more than three decades, including for Hindustan Times and, now, Mint. His writing addresses a single enduring question: how should an ordinary Indian investor make sound decisions about their money, without being misled, overwhelmed, or sold to? The answer, as his columns consistently demonstrate, lies not in market prediction or product promotion, but in evidence, discipline, and time.

As the architect of Value Research's ratings, among the most referenced in the Indian advisory ecosystem, Kumar brings three decades of proprietary research and fund performance data to every piece he writes. Value Research's ratings and editorial opinions are not influenced by its advertising relationships. No fund house can buy a better rating or a favourable column. He serves on the advisory committees of SEBI, PFRDA, and IEPFA.

ARTICLES BY DHIRENDRA KUMAR (VALUE RESEARCH)

What changed inside India's insurance regulator?

3 min read . 12:07 pm IST

What life insurers actually pay for

3 min read . 04 Oct 2026

The biggest threat to your retirement is you

3 min read . 27 Sept 2026

The points you do not own

3 min read . 20 Sept 2026

Indian investors are overpaying for foreign ETFs. Beware the risks.

4 min read . 13 Sept 2026

Why a ₹10 mutual fund can look like a bargain when it isn’t

4 min read . 06 Sept 2026

Don’t let trust and jargon cloud your investment judgment

3 min read . 30 Aug 2026

SIP flows are hitting records. So why are small savers walking away?

3 min read . 23 Aug 2026

Tale of two crypto routs, and why no one saw them coming

3 min read . 16 Aug 2026

The insurance seller is not the problem. The incentive is

3 min read . 09 Aug 2026

The motorcycle and the Ferrari: when to indulge and when to hold back

3 min read . 02 Aug 2026

In praise of inefficient money

3 min read . 26 Jul 2026

A viral SIP myth is fooling investors. Here's why

3 min read . 19 Jul 2026

The quiet edge: saving more trumps the exciting habit of investing better

4 min read . 14 Jul 2026

Elon Musk's SpaceX and the vision of off-planet industrialization

9 min read . 05 Jul 2026

RBI’s dark patterns crackdown reveals how banks sell, not serve

3 min read . 28 Jun 2026

You can be right about AI and still lose your money

3 min read . 21 Jun 2026

Gold's rally may be rewriting your portfolio

4 min read . 14 Jun 2026

The AI revolution worth betting on isn’t in your portfolio

4 min read . 09 Jun 2026

Two market manipulation stories, one lesson

3 min read . 31 May 2026
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