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Business News > Mint Authors > Dinesh Unnikrishnan

Dinesh Unnikrishnan

Mint Author

ARTICLES BY DINESH UNNIKRISHNAN

Total bad loans of India’s 40 listed banks stood at about `2.42 trillion in the March quarter—a growth of 36% from the year-ago period. Photo: Mint

Growth in stressed assets in banking sector to ease: S&P

1 min read . 08 Jul 2014

The relaxation came following representations received from Gems and Jewellery Export Promotion Council (GJEPC), RBI said. Photo: Bloomberg

RBI eases lending norms for import of diamonds

1 min read . 07 Jul 2014

The firms that failed to get licences from the central bank in April can apply for differentiated, on-tap licences. A total of 25 companies were in the race for new banking licences. Photo: Bloomberg

RBI norms on differentiated banking this fiscal year

1 min read . 05 Jul 2014

Other deputy governors of RBI include Urjit Patel and R. Gandhi. Photo: Mint

Harun Rashid Khan re-appointed as RBI deputy governor

1 min read . 04 Jul 2014

State-run lenders probably bought the greenback on behalf of the RBI after the local currency touched the day’s high of 59.54 per dollar, the strongest level since 13 June. Photo: Priyanka Parashar/Mint

Rupee closes 5 paise weaker against dollar at 59.74

1 min read . 03 Jul 2014

In recent years, several states including Kerala, Maharashtra and Odisha have cracked down on unregistered funds, but the absence of national regulations weaken such attempts. Photo: Pradeep Gaur/Mint

Regulations yet to catch up with India’s illegal chit fund industry

4 min read . 02 Jul 2014

Fearing a rise in defaults, banks have asked to be left out of the loan waiver process. Photo: Mint

Loan repayments stop in Andhra Pradesh, Telangana

3 min read . 30 Jun 2014

On Tuesday, RBI permitted banks to appoint non-deposit taking NBFCs as their banking correspondents, in a move which could help extend banking services to remote areas. Photo: Pradeep Gaur/Mint

Shares of NBFCs surge after RBI allows them as banking correspondents

1 min read . 25 Jun 2014

As per the new rules, even microfinance institutions operating as NBFCs (NBFC-MFIs) can operate as business correspondents. Photo: HT

RBI lets NBFCs work as banking correspondents

3 min read . 25 Jun 2014

Reserve Bank of India (RBI) asked banks to share necessary information with SIT set up by the government to investigate black money. Photo: Bloomberg

Black money: RBI wants banks to share details with SIT

3 min read . 24 Jun 2014

Microlenders are pitching for changes to rules, set by the Reserve Bank of India around three years ago, at a time when the central bank is encouraging them to diversify and offer more structured products such as loans for higher education and small housing loans. Photo: Mint

Rule shift sought as microfinance institutions told to eye housing, education loans

5 min read . 23 Jun 2014

Since the beginning of this year, the rupee has gained 2.85% against the dollar, while foreign institutional investors have bought $9.92 billion from local equity markets. Photo: Pradeep Gaur/ Mint

Rupee ends higher against dollar

1 min read . 19 Jun 2014

The FSLRC recommendations seem somewhat schizophrenic here, says RBI governor Raghuram Rajan on the proposal to create a unified regulator. Photo: Abhijit Bhatlekar/Mint

Judicial review of decisions may make RBI ‘paper tiger’: Raghuram Rajan

5 min read . 17 Jun 2014

Microfinance institutions (MFIs) borrow from banks and extend small loans to low-income borrowers typically at interest rates ranging between 24% and 36%. Photo: Mint

RBI accords SRO status to Mfin

1 min read . 17 Jun 2014

State-owned banks, especially the mid-tier ones, are in a particularly difficult position due to their high share of stressed assets and weak capital and earnings positions, according to the Fitch Ratings. Photo: AFP

Bad loan worries of Indian banks not over yet: Fitch

2 min read . 16 Jun 2014

Bank unions eye youth to stay relevant

2 min read . 16 Jun 2014

A file photo of the Reserve Bank of India: Photo: Bloomberg

Payments banks to come soon: RBI

2 min read . 13 Jun 2014

The bank may examine the merger options afresh, when considered appropriate, but preparation of a possible road map would take a few months, State Bank of India said in a notification to the stock exchanges. Photo: Mint

SBI denies any formal proposal to merge associates

2 min read . 11 Jun 2014

RBI has been pushing banks to give credit to productive sectors of the economy, but there has not been much progress. Photo: Priyanka Parashar/Mint

Mid-sized firms bear brunt of fund crunch

3 min read . 11 Jun 2014

India’s currency markets are upbeat on expected improvements in economic fundamentals with a change of guard at the Centre, dealers said. Photo: Bloomberg

Rupee closes flat at 59.19 per dollar

2 min read . 09 Jun 2014