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Business News > Mint Authors > Gopal Gidwani

Gopal Gidwani

ARTICLES BY GOPAL GIDWANI

You can choose a bond with an interest payment frequency that suits your needs. (iStock)

Should you invest directly in bonds or a bond mutual fund?

6 min read . 09 Feb 2026

Budget 2026 proposes extending the provision for waiving penalty and granting immunity from prosecution to cases of misreporting of income.

Budget 2026 | Income tax rule changes— all you need to know

4 min read . 04 Feb 2026

The government will introduce a market-making framework to improve liquidity in the corporate bond market. (istockphoto)

Budget 2026: Bond market to get big boost — here is why

3 min read . 01 Feb 2026

The Floating Rate Savings Bond, 2020 (Taxable) is a bond issued by the Central Government, with a floating interest rate linked to the National Savings Certificate (NSC) interest rate. (istockphoto)

Floating Rate Savings Bond is offering 8.05% return: Should you invest?

5 min read . 28 Jan 2026

New Tax Regime: Is ELSS still relevant without Section 80C tax breaks and should investors stay invested?

New Tax Regime: Is ELSS still relevant without Section 80C tax breaks?

3 min read . 27 Jan 2026

Before choosing between a flexi- and multi-cap fund, you need to note that both funds invest a majority of their money in equities.

Flexi-cap vs multi-cap MFs: What is the difference and which one to choose?

5 min read . 22 Jan 2026

In the fixed income segment, the interest rates on fixed deposits and the yields on government bonds moved in opposite directions. (istockphoto)

Investing in 2026: What should be your fixed income allocation strategy?

5 min read . 13 Jan 2026

Special Mention Account (SMA) in a credit report

What is SMA in a credit report, and does it affect your score?

5 min read . 07 Jan 2026

FIRST WOW Black Credit Card Review

FIRST WOW! Black Credit Card: What you get and who it’s for

6 min read . 07 Jan 2026

Want to join bull run in silver prices? Here are 5 simple ways you can invest in the white metal

Want to join bull run in silver prices? Here are 5 simple ways you can invest

5 min read . 06 Jan 2026

ITC Culinaire (MINT_PRINT)

ITC Culinaire offers free night stays and dining perks: Should you take it?

6 min read . 05 Jan 2026

Personal loan cooling-off period and cancellation charges (Unsplash)

Personal loan cooling-off period explained: Bank-wise cancellation charges

5 min read . 26 Dec 2025

Upon a borrower's death, banks can seek personal loan repayment from co-applicants, guarantors, or the deceased's estate.

When a personal loan borrower dies, does the debt die too?

5 min read . 26 Dec 2025

RBL launches the NOVA Credit Card with travel and lifestyle benefits

RBL NOVA credit card review: Travel and lifestyle benefits — Is it worth it?

6 min read . 26 Dec 2025

There are scores of apps that offer personal loans. (Unsplash)

What is the minimum income requirement for a personal loan?

5 min read . 16 Dec 2025

Credit card closure and credit score impact explained

How does a credit card closure impact your credit score?

6 min read . 15 Dec 2025

BOBCARD Cashback Credit Card

BOBCARD Cashback Credit Card: Is the 5% online cashback worth it?

4 min read . 10 Dec 2025

Travel redemption options for Axis Bank credit cardholders: All you need to know
(REUTERS)

Axis Bank credit card travel redemption options: Partners, ratios, and limits

5 min read . 08 Dec 2025

Having a good credit score is insufficient for credit card approval.

7 reasons your credit card was denied despite a good credit score

5 min read . 03 Dec 2025

HSBC is offering a 40% bonus for transferring credit card reward points to the Marriott Bonvoy program. (REUTERS)

HSBC 40% bonus on points transfer to Marriott Bonvoy: Is it worth it for you?

4 min read . 02 Dec 2025