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Business News > Mint Authors > Gopal Gidwani

Gopal Gidwani

Mint Author

ARTICLES BY GOPAL GIDWANI

Personal loans: A well-informed borrower is never overcharged – know the 12 hidden costs.

What are the various charges in a personal loan? Check here

5 min read . 12:48 PM IST

Credit report with a default status can impact your financial future for years.

Default status on credit report: Duration, impact and removal guide

5 min read . 14 May 2025

Explore Kotak Solitaire Credit Card: A Travel-Centric Card with Premium Features (REUTERS)

Kotak Bank unveils travel-focused solitaire credit card: Should you get it?

5 min read . 08 May 2025

Kotak credit card charges updated: What’s new from June 2025

5 min read . 07 May 2025

Co-applicant in a loan? Here's how it impacts your credit score

4 min read . 06 May 2025

ICICI Bank introduces iShop portal: Offers up to 12X reward points

ICICI iShop portal: How to maximize 12X reward points on your credit card

5 min read . 05 May 2025

Understanding credit card minimum amount due: Pros and cons of paying MAD

Credit card minimum amount due explained: Should you pay it or avoid it?

5 min read . 02 May 2025

Partial payments: The underrated strategy to cut down on total interest paid.

What is partial payment in a personal loan? Benefits and key considerations

5 min read . 24 Apr 2025

Swipe into the future: Tata Digital and SBI Card bring you the ultimate rewards experience.

Tata Neu Infinity SBI Card: Top benefits and rewards explained

5 min read . 23 Apr 2025

Lower fees, higher rewards? Explore what the IndusInd Avios Credit Card offers.

IndusInd Avios Credit Card fee cut in 2025: Should you get it now?

5 min read . 22 Apr 2025

Stay smarter: Use card rewards to book hotel nights and save on your travel budget.

Redeem American Express points for free hotel nights – Here's how

4 min read . 21 Apr 2025

More destinations unlocked: HSBC credit card users get access to new airline and hotel partners.

HSBC introduces 20 new travel partners for cardholders starting April 2025

5 min read . 19 Apr 2025

Looking for credit card rewards: Here is the minimum spend you need to do to earn rewards.

What is the minimum spend to earn credit card rewards? Explore here

4 min read . 17 Apr 2025

Understand how loan enquiry can affect your credit score & report.

Can you delete loan enquiries from your credit report? Here's how

5 min read . 16 Apr 2025

Swipe smart: Yes Bank Klick RuPay Credit Card integrated with Kiwi for seamless UPI cashback.

Yes Bank Klick RuPay Credit Card with Kiwi: Best for UPI cashback in 2025?

6 min read . 15 Apr 2025

6 things to get right before you apply for a personal loan this year.

6 eligibility criteria to nail your personal loan application

5 min read . 14 Apr 2025

Credit score vs credit report: Understand the crucial difference between both the terms.

Credit score vs credit report: What’s the real difference?

5 min read . 11 Apr 2025

Personal loans settlement: Know the pros & cons of settlement.

Personal loan settlement: How does it impact your credit score and report?

5 min read . 10 Apr 2025

Changes to American Express Platinum Travel Credit Card redemption options from 1st April 2025

American Express Platinum Travel Card: New redemption changes from April 2025

5 min read . 01 Apr 2025

Credit cards: ICICI Bank introduced the Emeralde Private Metal Credit Card in 2023, boasting luxury features and benefits.

Is the ICICI Emeralde Private Metal Card the best choice for reward seekers?

6 min read . 01 Apr 2025