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Business News > Mint Authors > Harsh Vardhan

Harsh Vardhan

Mint Author

ARTICLES BY HARSH VARDHAN

Monetary policy works best when it has clearly defined objectives and quantitative targets that guide its formulation (Photo: Reuters)

Should monetary policy be used to target financial stability?

5 min read . 02 Apr 2023

Thinking beyond the non-performing assets

4 min read . 16 Jul 2018

Almost half of the lending capacity of Indian banking is closed as banks are unable to lend. Photo: Bloomberg

The need for a term money market

4 min read . 11 Jun 2018

The banking system can be viewed as a market for funds where banks act as market makers. Photo: Pradeep Gaur/Mint

Three paradigms of banking regulation

4 min read . 05 Jan 2018

The Reserve Bank of India (RBI) in Kolkata. Prolonged NPA episodes erode banks’ capital and constrain their ability to grow their loan books. Photo: Indranil Bhoumik/Mint

The severity of the NPA crisis

4 min read . 30 May 2017

For disintermediation to turn into a tsunami, mutual funds have to emerge as a “deposit substitute” in addition to being a credit substitute. Photo: iStock

Disintermediation: the silent tsunami

5 min read . 17 Apr 2017

Asset quality and bank loan ratings

4 min read . 01 Jul 2016

While Tanishq has grown on the back of geographical expansion and deep pockets, those like Chemmanur or Alukkas can aim for niches like design, heritage or customization. Photo: Priyanka Parashar/Mint

Family entrepreneurs: The new traditionals

5 min read . 23 Mar 2015