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Business News > Mint Authors > Kapil Mehta

Kapil Mehta

ARTICLES BY KAPIL MEHTA

For health insurance buyers, there is no need to sift through hundreds of pages as NL-47 provides many of the answers buyers need.

The hidden scorecard of health insurance plans every buyer should read

4 min read . 06 Jul 2026

Most affinity plans cover pre-existing diseases from day one, while some impose a waiting period of up to 12 months.

How alumni health plans differ from individual insurance policies

4 min read . 19 May 2026

Home insurance is essential for both owners and renters. RWA insurance often underinsures building structures and excludes personal contents. (Pexel)

Your RWA’s insurance may not protect your home

4 min read . 28 Apr 2026

Top-up insurance claims can be settled without cash, but only with coordination. (Pixabay)

Top-up health insurance: How to make it work

4 min read . 16 Mar 2026

Deductibles significantly reduce premiums because, for most policyholders, health care costs will fall within the deductible amount. (Pixabay)

Your base policy covers illness. A top-up covers catastrophe

3 min read . 23 Feb 2026

There was a time when every insurer had their own definition of ‘pre-existing condition’, some so elastic that any claim could be dismissed.

How to get insured if you have a pre-existing health condition

4 min read . 21 Jan 2026

Cancer can return, either in the same organ or elsewhere. This recurrence makes the choice of insurance critical. (istockphoto)

Cancer insurance: Why standard mediclaim beats critical illness plans

2 min read . 29 Dec 2025

Ayurveda is mostly accepted for chronic, low-severity medical conditions such as hypertension, high cholesterol or arthritis.

Ayurvedic hospitalization: Why insurers push back—and how to win claims

4 min read . 19 Nov 2025

Reasonable and customary clause is the primary reason for insurance claims rejection.

The clause that can derail your health insurance claims

3 min read . 26 Oct 2025

Many medical claims use two insurance policies. (iStockphoto)

How should I settle claims from two insurers at the same time?

2 min read . 12 Oct 2023

There is an opportunity to further strengthen policyholder rights, specifically in health insurance. (iStockphoto)

Great strides made in insurance, but there is still a long way to go

1 min read . 27 Jun 2023

An investment to mitigate the risks we face

An investment to mitigate the risks we face

3 min read . 19 Apr 2021

Claims payment in life insurance is extremely high and several regulatory provisions ensure this (iStock )

Why rejection rate of insurance death claims is very low

3 min read . 22 Mar 2021

There could be two scenarios for filing claim, -- in the event of death, and at the end of maturity term of the life insurance policy.

Some Insurance principles that may impact you

3 min read . 03 Mar 2021

The ombudsman accepts complaints pertaining to individual or group insurance and can award up to ₹30 lakh.

Ombudsmen are underutilized in insurance sector

3 min read . 29 Dec 2020

Insurers find it difficult to price covid insurance so dynamically when they have limited insight into disease incidence rates and little control on costs (Shutterstock)

Covid claims put health insurance ecosystem to test

3 min read . 30 Nov 2020

You will also find plans such as Future Generali Insurance Co Ltd’s Vector Care plan that covers you for all the vector-borne diseases

Mental illness has to be a big part of insurance policies

3 min read . 25 Oct 2020

Kapil Mehta is co-founder, SecureNow (PRIYANKA PARASHAR/Mint)

The benefits of renewing your insurance plans

3 min read . 02 Oct 2020

Indian spices and herbs on wooden table (istockphoto)

The constant values behind the ratings

3 min read . 15 Sept 2020

Review the insurance document, verify agent’s credentials before buying

3 min read . 29 Jul 2020