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Business News > Mint Authors > Khyati Dharamsi

Khyati Dharamsi

ARTICLES BY KHYATI DHARAMSI

Ulip is a bundled investment product that comes with a wrapper of life insurance.

The Ulip paradox: Its tax perks come with unexpected long-term trade-offs.

6 min read . 10 Feb 2026

Budget 2026: TDS on the sale of immovable property by a non-resident is levied at the rate of 1% if the permanent account number (PAN) is available, and increases to 20% in the absence of PAN.

Budget 2026: Now buy property from NRIs with ease

2 min read . 01 Feb 2026

Budget 2026: Industry experts say that the tax rationalisation would revive the category of safer investments of debt funds. File photo

Budget 2026: Mutual Funds ask for fresh debt tax-saving funds

6 min read . 31 Jan 2026

PFRDA’s pilot NPS Swasthya Pension Scheme aims to link retirement savings with medical spending, allowing subscribers to build a dedicated health corpus alongside their pension. (AI-generated image)

Pension Fund Regulatory Authority launches Swasthya Pension Scheme

3 min read . 28 Jan 2026

Users should verify recipient details, avoid unknown QR codes, and never approve collect requests unless certain of their purpose.

Sent money to the wrong UPI ID? What really happens next

5 min read . 13 Jan 2026

Greater technology investment by insurtech firms and foreign players could improve consumer experience, particularly during claims.

A year of insurance reforms in India, yet more ground to cover

7 min read . 31 Dec 2025

A typical wedding insurance policy covers three broad risks: cancellation, accidents and loss of valuables. (HT_PRINT)

Big fat risk: Why wedding insurance still struggles to find takers

5 min read . 24 Dec 2025

With all asset classes available under one roof, the NPS could attract more investors.

Retirement savings revamp: NPS now includes gold, silver ETFs

2 min read . 11 Dec 2025

What to do when banks refuse to reduce home loan interest rates

What to do when banks refuse to reduce home loan interest rates

6 min read . 10 Dec 2025

The Supreme Court has called for barrier-free digital environments for people with disabilities.

Digital KYC still excludes people with disabilities despite new rules

6 min read . 01 Dec 2025

Apart from SGBs, gold and precious metals like silver are available in the form of exchange-traded funds through the mutual fund channel.

Looking to sell gold? Know how gains from SGBs, ETFs, jewellery will be taxed

7 min read . 18 Nov 2025

Even though the assets are transferred to the nominee or the heir, the type of scheme dictates how soon they can liquidate the funds. (ISTOCKPHOTO)

Locked-in investments after death: what every family must know

7 min read . 18 Nov 2025

A financially conscious child can help household finance in many ways. (Image: Pixabay)

Money lessons are turning these children into mindful spenders

4 min read . 13 Nov 2025

Even though it’s voluntary, experts say insuring a home loan is sensible. (Pixabay)

Home loan insurance: Why your cover may not match your loan

5 min read . 03 Nov 2025

Here we see a woman’s hand moving a Gold coin (Thai Baht) starting with little, increasing steadily, then multiplying. This is a finance concept about investment and growth.

Buying gold in instalments? Do this to avoid disappointment.

5 min read . 17 Oct 2025

Gold prices at record high: How to still buy the precious metal this Dhanteras and wedding season?

How to still buy gold this Dhanteras and wedding season amid sky-high prices?

6 min read . 16 Oct 2025

Festivals can disrupt family budgets in India, prompting the need for loans against assets.

How much can you borrow against your assets for festival expenses?

4 min read . 03 Sept 2025

Income Tax: Under the default regime, taxpayers are not permitted to claim exemption against house rent allowance

Retail investors’ newfound love of bonds creates taxation maze

4 min read . 22 Aug 2025

Got a salary hike? Here’s how a step-up SIP mutual fund strategy can help you save smarter

Got a salary hike? Rethink your step-up SIP mutual fund strategy

4 min read . 01 May 2025

Akshaya Tritiya gold offers: Rate lock-in deals, free coins, big discounts, and protection plans explained (Image: Pexels)

Akshaya Tritiya gold offers: Gold rate lock-in deals, free coins lure buyers

5 min read . 29 Apr 2025