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Business News > Mint Authors > Kirti jha

Kirti jha

ARTICLES BY KIRTI JHA

Mark-to-Market, often abbreviated as MTM, is a valuation method used to assess the current market value of an asset or security. (Pixabay)

How does MTM empower informed decision-making among investors?

2 min read . 29 Aug 2023

The first step in deciding the right SIP amount is to clearly define your financial goals.

How to decide the right SIP amount for your financial goals?

3 min read . 29 Aug 2023

Before borrowing money from an online lender, research the platform's credibility and reputation.

Planning to borrow money online? Check these 8 things first

2 min read . 25 Aug 2023

The credit utilization ratio, commonly referred to as the balance-to-limit ratio, is a fundamental metric that assesses the extent to which you are utilizing your available credit.

How can a simple 'Credit Utilization Ratio' impact your borrowing power in India? An explainer

3 min read . 22 Aug 2023

One of the most significant mistakes young investors make is not having a proper financial plan.

9 common money mistakes young investors make and tips to avoid them

3 min read . 22 Aug 2023

A primary factor that influences credit limit adjustments is the cardholder's creditworthiness. (REUTERS)

What determines your credit card limit in India? Here are 6 key factors

3 min read . 21 Aug 2023

One of the most compelling reasons for Indian tenants to embrace home insurance is the protection it extends to personal belongings.

Why is a home insurance must for tenants? Here are 5 key reasons

2 min read . 20 Aug 2023

The declaration date is the day on which the company officially announces the interim dividend. (Pixabay )

What are interim dividends and how do they impact investors? An explainer

2 min read . 19 Aug 2023

A loan default occurs when a borrower fails to make timely repayments as per the agreed-upon terms with the lender.

Can you apply for a loan after defaulting on one? An explainer

3 min read . 13 Aug 2023

Falling into a value trap can result in a prolonged period of poor performance or even permanent capital loss. (Pixabay)

What are value traps in investing and how to stay protected?

2 min read . 10 Aug 2023

Each type of interest rate has its advantages and disadvantages, making the choice a crucial financial consideration.

How to choose between a fixed and floating rate of interest while taking out a loan?

3 min read . 09 Aug 2023

A hospital cash insurance policy is a specialized health insurance plan designed to provide policyholders with a fixed cash benefit for each day they are admitted to a hospital due to illness or injury.

What is hospital cash insurance and how does it benefit policyholders?

2 min read . 09 Aug 2023

The FINNIFTY index is a market capitalisation-weighted index that comprises stocks from the financial services sector of the National Stock Exchange of India (NSE). (Pixabay)

What is the FINNIFTY index and why is it significant for the Indian markets?

2 min read . 08 Aug 2023

Angel tax refers to the taxation levied on the excess premium that angel investors pay while investing in startups. (Image by mohamed Hassan from Pixabay)

What is Angel Tax and why is it a concern for the Indian startup community?

2 min read . 06 Aug 2023

One of the critical points to consider is that past performance is not necessarily a reliable indicator of future returns.

SIP caution: Why blindly choosing top-performing mutual funds is risky?

2 min read . 05 Aug 2023

Mirror trading democratizes the investment landscape, making it accessible to a broader audience. (Photo by Tezos on Unsplash )

What is mirror trading? Advantages and drawbacks explained

2 min read . 05 Aug 2023

Valuation ratios are important tools that can help investors evaluate stocks and make informed decisions.

What are the different types of valuation ratios and how to use them efffectively?

3 min read . 05 Aug 2023

Digital lending apps often target vulnerable individuals who may have limited access to formal banking services or who urgently require funds.

7 reasons why it is essential to stay cautious of digital lending apps

3 min read . 03 Aug 2023

Income funds are generally considered low to moderate-risk investments.

Mutual fund investing: What are the key features that make income funds attractive for investors?

2 min read . 02 Aug 2023

Regular SIP is the most common and widely used type of SIP in India.

Mutual funds: 5 different types of SIPs in India and their features

2 min read . 31 Jul 2023