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Business News > Mint Authors > Maulik M

Maulik M

ARTICLES BY MAULIK M

NPS is a market-linked retirement scheme that allows individuals to build a corpus through regular contributions during their working years.

Corporate NPS makes more sense than ever. The catch: your employer

4 min read . 07 Jan 2026

With the compulsion to invest in order to save taxes gone under the new tax regime, many run the risk of underinvesting for their future. (istockphoto)

Old vs new tax regime: PPF holds ground, ELSS fades

6 min read . 25 Dec 2025

Over the last year, a vast majority of banks have introduced rate cuts of 15bps to 125bps on their 1- to 3-year fixed deposits. (Pixabay)

Debt investments that still make sense in a falling rate cycle

6 min read . 16 Dec 2025

If you want unbiased, conflict-free advice, work with a Sebi-registered investment adviser, who earns solely from client fees—not commissions. (Pixabay)

Looking for affordable investment advice? The fixed-fee model offers a way out

7 min read . 04 Dec 2025

For investors who still want large cap exposure, index funds may remain the better choice until the PPFAS MF scheme establishes a performance record.

Can PPFAS’ large-cap fund beat index funds on execution edge?

5 min read . 25 Nov 2025

Neil Parag Parikh, chairman and CEO, PPFAS AMC.

PPFAS dominates the flexi-cap arena. Can it win the large-cap battle?

4 min read . 14 Nov 2025

Units of all MF schemes, except for solutions-oriented ones, such as children’s schemes and retirement schemes, can be transferred. (istockphoto)

How to transfer your mutual funds online: A simple guidebook

6 min read . 11 Nov 2025

Your Will must be dated and signed by you in the presence of two witnesses, who must not be beneficiaries.

Why writing a Will is not just for the rich

5 min read . 04 Nov 2025

The central government provides a subsidy on the installation cost of grid-connected systems under its PM Surya Ghar Muft Bijli Yojana (PM Surya Ghar Yojana). (Mint)

Rooftop solar for your home: Is it worth spending on to cut your power bill?

5 min read . 21 Oct 2025

The Supreme Court recently accepted a PIL calling for a centralized, Aadhaar-linked, e-KYC portal to consolidate all financial assets held by individuals and their nominees across regulated entities. (AI-generated image for representation purposes)

Unclaimed fortunes: Why ₹1 trillion in investor money remains out of reach

5 min read . 14 Oct 2025

The Embassy Office Parks REIT, India's first, was launched in March 2019.

Why REITs are gaining popularity among Indian investors

5 min read . 05 Oct 2025

With many such policies offering pre-tax annualized returns (XIRR, or extended internal rate of return) of only 5.8-6.5% and lacking the flexibility of anytime exit, there’s no compelling reason to invest in them. (Photo: iStock)

The ‘tax-free’ insurance pitch has several holes

3 min read . 10 Mar 2023

Many large hotel chains have several properties spread across the country offering a wide range of room tariffs.

Tips to save money on hotel bookings this holiday season

3 min read . 09 Mar 2023

Lakshmi Iyer, CEO, Kotak Investment Advisors.

The moment you invest, you want returns. It doesn’t work like that: Lakshmi Iyer

6 min read . 07 Mar 2023

File image. (REUTERS) (HT_PRINT)

‘Skin in the game’: the financial journey of Ravi Dharamshi

11 min read . 03 Mar 2023

For those under 60, the best FD rate that you can get among scheduled commercial banks is 8% pa.

How to create a debt portfolio that can fetch 8% plus returns

6 min read . 01 Mar 2023

Many leading banks now offer over 7% a year on fixed deposits of certain tenures, against 5% to 5.75% just about a year ago

How to earn more than 8% returns from debt investments

6 min read . 01 Mar 2023

Representative image (Mint)

Five interesting stocks from TIA’s 20-20 Ideas Summit

7 min read . 22 Feb 2023

The Indore Municipal Corp. recently came out with an issue of green municipal NCDs with a face value of Rs. 1,000 (Photo: iStockphoto)

India’s municipal bond market finally opens doors to retail investors

3 min read . 17 Feb 2023

On any particular day, you can withdraw up to 90-95% of the money in your liquid fund or approximately ₹50,000, whichever is lower (Photo: Mint)

ALERT: It’s time to move money out of your savings bank account

5 min read . 17 Feb 2023