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Business News > Mint Authors > Neil Borate

Neil Borate

Mint Author

I head the personal finance team at Mint. I have been writing about personal finance for the past 8 years after finishing two degrees in law and economics respectively. I do what I do, to help the ordinary Indian saver and investor.

ARTICLES BY NEIL BORATE

If the TDS deducted by the employer doesn’t cover the tax liability on extra income, the employee must pay advance tax—or risk incurring interest. (Image: Pixabay)

Income tax hack: Do this by 31 March to avoid interest on advance tax shortfall

3 min read . 18 Mar 2025

Some but not all multi-asset funds invest in international stocks.

How can Indians invest in foreign stocks?

4 min read . 18 Mar 2025

Direct-plan investors fall under two categories – DIY investors and those who are advised by registered investment advisors. Photo: iStock

Why do regular plans dominate some types of mutual funds and not others?

5 min read . 03 Mar 2025

Sebi's new SIFs offer high-risk, high-reward mutual funds with shorting, leverage, and flexible withdrawals.

All about Sebi's new mutual fund category for high-risk investors

3 min read . 28 Feb 2025

Longer liquidation times can delay investor exits, lead to distress selling at lower prices, impacting the net asset value of their holdings. (iStock)

Small-cap funds face a higher liquidity risk, show latest stress test

4 min read . 26 Feb 2025

Quant Mutual Fund founder Sandeep Tandon.

Quant MF is positive on hotel, infra, and energy sectors, Sandeep Tandon says

5 min read . 12 Feb 2025

S. Naren, executive director and chief investment officer at ICICI Prudential Asset Management Company Ltd.

Mint Explainer | ICICI MF Naren’s SIP warning: Reality check or fear-mongering?

3 min read . 11 Feb 2025

The Sebi order was issued against Asmita Patel Global School of Trading as noticee No. 1, its director Asmita Patel as noticee No. 2, and other associates and connected parties. (HT_PRINT)

Sebi goes after Asmita Patel—‘she-wolf' of the stock market

3 min read . 07 Feb 2025

Any individual earning an income of up to ₹12 lakh will now be exempt from paying income tax from 2025-26, under the new income tax regime. (Image: Pixabay)

Earning above ₹12 lakh? Here’s how your tax could spike—or stay in check

3 min read . 02 Feb 2025

Santosh Das Kamath, former fixed-income chief investment officer of Franklin Templeton MF. Photograph: ABHIJIT BHATLEKAR/MINT

Santosh Kamath of Franklin Templeton MF is back with a new credit AIF

4 min read . 18 Jan 2025

The minimum subscription for the PropShare Platina IPO is ₹10 lakh. (iStock)

India's first SM REIT IPO opens today. Here’s the good and the bad of it

2 min read . 02 Dec 2024

The account aggregator framework is meant to give individuals greater visibility and control over all their financial data in one place.

A fintech startup’s challenges with India’s vaunted account aggregator framework

4 min read . 20 Nov 2024

Following the Sri Lankan rupee’s collapse in 2022, the country became one of the most budget-friendly luxury destinations. Image: Pixabay

Travel hacks for a luxury Sri Lanka trip for just ₹1.5 lakh

5 min read . 14 Nov 2024

Road trips, cycling, writing and movie-making: Amit Upadhyaya’s bucket list for an early retirement.

Investment jugaad: How this Pune executive achieved financial independence at 46

5 min read . 27 Oct 2024

Taksh, named after the ancient university of Takshashila in Gandhara, marks Gopani’s re-entry into the investment landscape.

Jinesh Gopani, former Axis MF star, plots comeback with Taksh AIF

7 min read . 23 Oct 2024

Transferring MF units is an extremely cumbersome and paper-driven (offline) process with no online alternative.

How to move your mutual fund units from one demat to another or gift them

5 min read . 22 Oct 2024

Google Pay abandoned a previous attempt to launch financial products via a marketplace model through banners or ‘spots’ on the app. Photo: Reuters

Google Pay in talks with asset management companies to offer mutual funds

2 min read . 10 Oct 2024

It’s important to build in a significant buffer as you’re likely to face several unexpected events over a multi-decade period. Photo: iStock

Want to retire early but don't know how? Here's how to work out your FIRE number

3 min read . 10 Oct 2024

Kamlesh Varshney said the number of around 500 active RIAs in the country needs to rise significantly but declined to specify by how many. (REUTERS)

RIAs can charge fees, commissions for non-Sebi products: Sebi's Kamlesh Varshney

2 min read . 09 Oct 2024

The move comes after the National Stock Exchange of India's (NSE) 14 August circular mandated that all referral fee earners be registered as authorized persons (APs) with brokers and stock exchanges. (Mint)

Zerodha makes investment advisory certification a must for finfluencers

2 min read . 08 Oct 2024