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Business News > Mint Authors > Padmaja Choudhury

Padmaja Choudhury

ARTICLES BY PADMAJA CHOUDHURY

Relying on minimum credit card payments may cause rising debt and long-term credit score damage.

Credit card trap: What happens when you only pay the minimum due

4 min read . 26 Jun 2025

Despite being self-sufficient, many women hesitate to invest due to fear and cultural conditioning.

How can Indian women overcome mental blocks around investment?

3 min read . 21 Mar 2025

Women in India, especially homemakers, are often uninsured, underestimating their financial value.

Why every woman needs life insurance to protect her family’s future

4 min read . 18 Mar 2025

Atul Singh, CEO, LGT Wealth India

We expect the markets to stabilise as earnings recover: Atul Singh

2 min read . 06 Jan 2025

Credit Card: All you need to know about secured credit cards; Understanding how you can improve your credit history with these cards

Secured Credit Card: A smart way to jumpstart your credit journey

5 min read . 31 Dec 2024

Personal Loan: Personal loans attract higher interest rates as compared to other loans in the market. Before borrowing explore other options to get the best deal

5 essential tips before you take a personal loan for your wedding

4 min read . 30 Dec 2024

Amit Suri from AUM Wealth outlines investment strategies for market volatility, including smart systematic transfer plans that adjust fund transfers.

Systematic transfer plans can help navigate market volatility: Amit Suri

4 min read . 12 Dec 2024

Credit Score: Frequent hard inquiries can affect your credit score as compared to soft inquiries

How hard inquiries affect your credit report and how to avoid them

3 min read . 28 Nov 2024

Manage multiple credit cards without impacting your credit score: follow these 11 strategies

How to manage multiple credit cards without hurting your credit score?

4 min read . 13 Nov 2024

All about ancestral wealth: How can grandparents leave assets to grandchildren

How can grandparents effectively leave assets to grandchildren?

6 min read . 23 Oct 2024

A Family Charter reduces family disputes by providing succession guidelines, though it remains non-legally binding.

Securing the Future: Why every family business needs a family charter

4 min read . 28 Aug 2024

Priti Goel, Founder & CEO of Prisha Wealth Management, a SEBI-registered advisory firm, shares insights on her journey, current investment trends, and the potential impact of anticipated Federal Reserve rate cuts.

HNIs are targeting tech, pharma, fintechs in the start-up space, says Priti Goel

5 min read . 23 Aug 2024

Prerna debunked myths about credit scores, such as the impact of income and keeping a balance on credit cards.

6 credit score myths you should stop believing today

4 min read . 01 Aug 2024

Age significantly affects personal loan eligibility for individuals in their 50s, impacting interest rates, loan amounts, and tenure.

Navigating personal loans after 50 — Key considerations for borrowers

4 min read . 30 Jul 2024

Recent budget 2024 changes include a significant cut in customs duty on gold from 15% to 6%, leading to a 4.0% drop in prices.

Budget 2024: Will the new tax laws on gold impact your personal finances?

5 min read . 25 Jul 2024

Financial tools like emergency funds, credit cards, and personal loans as crucial resources during unexpected crises.

Which financial tool is most suitable for different types of emergencies?

4 min read . 24 Jul 2024

Union finance minister Nirmala Sitharaman with the Budget tablet

5 money managers weigh in the impact of the Budget 2024

4 min read . 23 Jul 2024

Ananya's reliance on easy personal loans to fund her escalating lifestyle led to mounting debt and higher interest rates, illustrating the pitfalls of borrowing without considering long-term financial implications.

Personal loans for everyday living? Consider these 3 things before you borrow

4 min read . 18 Jul 2024

Having a good personal credit score is crucial for obtaining favorable business loans and managing cash flow effectively.

Why should you have a good credit score to start a business? 8 key reasons

3 min read . 03 Jul 2024

Ring-fencing assets is a key strategy to protect wealth from various threats (Pixabay)

Estate Planning: What is ring-fencing and how can it help to protect assets?

5 min read . 01 Jul 2024