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Business News > Mint Authors > Raj Khosla

Raj Khosla

ARTICLES BY RAJ KHOSLA

The RBI has created a rare, time-bound opportunity for NRIs and OCIs to lock in high-yielding foreign currency deposits.

FCNR deposits: a compelling opportunity for NRIs

3 min read . 09 Jul 2026

Secured cards not only provide similar benefits as unsecured cards, including reward points, lounge access, discounts, cashbacks, lifestyle perks and welcome vouchers, but also offer comparatively lower joining and annual fees.

Secured credit cards: Unlocking credit and building a credit score for millions

3 min read . 21 May 2026

Building and maintaining a strong emergency fund should be a top priority. This buffer helps you manage unforeseen situations.

Inflation, volatility, job risks: How to protect your money in uncertain times

2 min read . 24 Mar 2026

Check bank websites and property portals that list distressed or foreclosed properties in your city or preferred location. (Pixabay)

How bank auctions can help you buy a 3BHK at a 2BHK price

3 min read . 09 Feb 2026

The actual cost of owning a house can vary significantly depending on several factors.

Home sweet home: The complete cost of ownership

3 min read . 11 Dec 2025

A practical guide to help young professionals decide between closing their education loan early or starting long-term investments. (Pixabay)

Should you prepay your education loan or start investing early?

3 min read . 18 Nov 2025

A long-term commitment to the location is crucial when buying a home.

Rent or buy? This in-depth guide will help you decide.

4 min read . 04 Jul 2025

There is absolutely no harm in holding lifetime-free credit cards alongside premium credit cards if all the cards justify the returns on spends.

Why lifetime-free credit cards deserve a place in every card portfolio

3 min read . 31 Mar 2025

If you wish to purchase a property in a good location in a tier I or tier II city, the down payment can be around ₹10 lakh to 20 lakh.

How millennials can use these financial hacks to buy their first home

3 min read . 06 Nov 2024

Auction of stressed properties by scheduled commercial banks and housing financiers is a sure-fire mechanism that provides a path to acquire property at bargain prices. (Image: Pixabay)

How to buy a 3-bedroom apartment at 2 BHK prices: Secrets of stressed properties

3 min read . 12 Sept 2024

If you plan to retire at 50, you will need to build a big enough corpus to last you through 30-35 years of retirement

How to save for retirement: Investment tips for moderate risk takers

2 min read . 26 Jun 2024

Credit card debt settlement involves negotiating with creditors to pay off debt for less than the full amount owed, reducing the financial burden. (Image: Pixabay)

Credit card debt: Traps to avoid and strategies to pay off faster

3 min read . 31 May 2024

Value investing is not jumping on to the bandwagon but being a contrarian who picks up unloved stocks and beaten down scrips.

How to be a value investor when market is at peak

3 min read . 10 Mar 2024

The parallels between golf and investment planning are both profound and enlightening. (iStock)

Some lessons in investment from the golf course

3 min read . 08 Jan 2024

If repayment of the loan can be managed quickly, the cost savings from lower interest rates on loans against FDs can be significant.

Should I encash my FD or take a loan against it for an emergency?

2 min read . 19 Dec 2023

Investments are always considered the best for wealth maximization. (iStockphoto)

Should I use surplus to close education loan?

1 min read . 23 Oct 2023

Given the importance of credit score, it is important that such discrepancies are not ignored. (iStock)

How can I get the discrepancy in my Cibil score rectified?

2 min read . 31 Aug 2023

Generally, in India, education loans are approved for the entire duration of the course. (iStockphoto)

Can education loan cover fees already paid?

1 min read . 21 Aug 2023

As a first step you need to establish how much you need for your financial goals. (Photo: iStock)

How much should I invest in a SIP for my child’s education?

1 min read . 02 Aug 2023

Before you can start any new venture, you need to have a clear understanding of your current financial situation. (iStockphoto)

What steps should I take to avail a loan for my next business?

1 min read . 26 Jul 2023