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Business News > Mint Authors > Renny Thomas

Renny Thomas

ARTICLES BY RENNY THOMAS

SBI headquarters in Mumbai. Banks of the future will have more AI models than employees. More decisions would be made by machines than humans. Photo: Manjul Kumar/Wikimedia Commons

2030: A banking odyssey

9 min read . 20 Dec 2018

Challenges for India’s banking sector incumbents are further exacerbated by their high-cost structures. Photo: Reuters

How financial services incumbents can keep up

4 min read . 26 Sept 2017

State-owned banks account for more than three-fourths of the stressed asset load, which is now far higher than their net worth. Photo: Pradeep Gaur/Mint

Charting the Indian banking sector’s future

5 min read . 21 Jun 2017

Technology discontinuities such as the mobile Internet, cloud storage, automation of knowledge work, digital identity verification and digital payments provide tremendous opportunity to reinvent financial services. Photo: Sneha Srivastava/Mint

Approaching a perfect storm in financial services?

5 min read . 18 Dec 2014