Active Stocks

Fri Jul 17 2026 15:59:52

Tata Steel share price
185.90 0.22%

AXIS Bank Ltd share price
1,328.95 1.86%

ICICI Bank share price
1,441.90 1.67%

Kotak Mahindra Bank share price
389.85 3.37%

State Bank of India share price
1,044.10 1.24%

Business News > Mint Authors > Sachin Seth

Sachin Seth

ARTICLES BY SACHIN SETH

Lengthy application processes, excessive paperwork, and slow approvals have a critical negative impact on borrower experience and feel out of step with the broader digital ecosystem.

Modern borrower expects instant payments, real time updates and more

3 min read . 01 Jul 2026

Borrowers with stable salaries, established credit histories, and formal income documentation remain the core of most lending portfolios.

First time borrowers to lead the next wave of credit growth in India

4 min read . 01 Jul 2026

Real time lending needs real time infrastructure

Real-time lending: Why modern digital infrastructure is the future of credit

4 min read . 15 Jun 2026

Digital lending platforms

How digital lending platforms can scale faster without increasing risk

3 min read . 04 Jun 2026

AI and alternative data revolutionize MSME access to financial resources

MSMEs need more than loans; they need data-driven credit pathways

4 min read . 26 May 2026

The new frontline of credit risk

AI-powered early warning systems are changing credit risk management

4 min read . 19 May 2026

The power of bureau and account aggregator synergy

How bureau and account aggregator data are redefining lending risk

4 min read . 04 May 2026

The rise of intelligent credit (Bloomberg)

Your credit score may not matter soon. Here’s what AI looks at instead

3 min read . 24 Apr 2026

Consent-driven credit

Consent-driven lending: Why consumer data control is gaining ground

3 min read . 16 Apr 2026

ESG Data: A crucial factor for MSMEs and lenders in India's evolving credit landscape

Why ESG data will become essential in India’s credit decisions

4 min read . 13 Apr 2026

AI driven risk management

The next test for India’s credit system and how AI fits in

3 min read . 02 Apr 2026

India's economic growth fueled by self-reliance and youth empowerment

How India’s youth is evolving into more informed and responsible borrowers

2 min read . 25 Mar 2026

India’s next credit wave will be led by women the data shows why

India’s next credit wave will be led by women; here’s why

4 min read . 18 Mar 2026

Inside lenders’ strategy to survive a volatile economy

How lenders are adapting to uncertainty in a volatile economy

2 min read . 10 Mar 2026

India's budget outlines a vision for economic growth centered on its young population

Young India, new credit rules: How the budget reshapes borrowing opportunities

4 min read . 26 Feb 2026

New framework empowers individuals with control over their financial data

Account aggregator 2.0: The inflection point India has been waiting for

4 min read . 19 Feb 2026

Economic growth

Credit as a pillar of economic growth: India in global perspective

7 min read . 03 Feb 2026

Regularly check your credit report for accurate financial opportunities

In a digital lending world, accurate data is your strongest asset

4 min read . 16 Jan 2026

Joint loans affect both borrowers’ credit scores through shared EMI repayment responsibility.

Before taking a joint loan, understand how credit scores are evaluated

4 min read . 05 Jan 2026

Practical tips to strengthen your credit health before the new year

Fix your credit before the New Year: A smart year-end checklist for 2026

3 min read . 15 Dec 2025