Active Stocks

Fri Feb 13 2026 15:59:03

Bajaj Finance share price
1,024.10 2.43%

Eternal share price
285.50 -4.16%

HDFC Bank share price
905.65 -1.61%

Kotak Mahindra Bank share price
420.90 -1.26%

Infosys share price
1,369.50 -1.28%

Business News > Mint Authors > Sachin Seth

Sachin Seth

ARTICLES BY SACHIN SETH

Economic growth

Credit as a pillar of economic growth: India in global perspective

7 min read . 03 Feb 2026

Regularly check your credit report for accurate financial opportunities

In a digital lending world, accurate data is your strongest asset

4 min read . 16 Jan 2026

Joint loans affect both borrowers’ credit scores through shared EMI repayment responsibility.

Before taking a joint loan, understand how credit scores are evaluated

4 min read . 05 Jan 2026

Practical tips to strengthen your credit health before the new year

Fix your credit before the New Year: A smart year-end checklist for 2026

3 min read . 15 Dec 2025

Credit myths you should leave behind in 2025

Your credit score isn’t broken; these myths are messing it up

4 min read . 08 Dec 2025

Rural lending: A different dimension

How data-driven rural lending can transform India’s credit ecosystem

3 min read . 02 Dec 2025

As India enters the festive season, increased consumer spending is supported by accessible credit options.

This festive season, real buying power isn’t cash; it’s your credit score

4 min read . 25 Nov 2025

The festive season in India enhances consumer spending through GST cuts and discounts.

Festive credit trap: Are those big discounts really worth it?

4 min read . 21 Nov 2025

Guide to smart credit card use

Smart credit card use: How to build financial strength without debt

2 min read . 11 Nov 2025

MSME Borrowers: Credit Monitoring as a Growth Strategy

Why does credit monitoring matter a lot for MSME borrowers?

5 min read . 09 Sept 2025

Urbanisation, digitisation and credit: Fueling India’s consumption

How UPI and BNPL are fueling India’s consumption boom

3 min read . 28 Aug 2025

Checking your credit report regularly improves credit score awareness and ensures accurate financial records.

Institutional vs consumer credit inquiries: What’s the difference

5 min read . 19 Aug 2025

Credit score: Despite the ease of accessing credit reports, many borrowers do not monitor them regularly, risking their financial stability.

Why monitoring your credit report is as important as tracking your health

3 min read . 11 Aug 2025

Debt collection today focuses on customer understanding, data insights, and respectful communication to improve repayment experience and recovery outcomes.

How understanding buyer needs helps create a positive customer experience

3 min read . 06 Aug 2025

India’s gig economy: Formalising informal work and expanding financial inclusion.

How digital platforms are transforming gig work and access to credit in India

4 min read . 25 Jul 2025

Beyond Traditional Scores: Nuanced Analytics for Small-Ticket Unsecured Lending.

Spotting delinquencies in small-ticket loans: Do credit scores give a true picture?

3 min read . 03 Jul 2025

Understand how the latest 50 bps repo rate cut can affect your interest burden.

What the recent change in the repo rate means for your loan

3 min read . 24 Jun 2025

In 2025, digital wallets are reshaping financial inclusion with easy credit and cashless access.

How are digital wallets driving financial inclusion and credit access?

3 min read . 19 Jun 2025

Credit tip for beginners: Spend less than 30% of your limit and pay on time, always

How to start building credit responsibly as a beginner? Find out

4 min read . 26 Apr 2025

Your financial health check: Understanding how your credit report and score work together.

Credit score vs credit report: Key differences you must know

3 min read . 21 Apr 2025