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Business News > Mint Authors > Sangeeta Ojha

Sangeeta Ojha

Mint Author

A business media enthusiast. Writes on personal finance, business and banking.

ARTICLES BY SANGEETA OJHA

Surety bonds are third-party guarantees issued by the insurance companies on behalf of the applicant. (iStock)

How surety bonds can be made at par with bank guarantees— explained

2 min read . 03:00 PM IST

TCS on overseas payments for investments such as buying stocks and mutual funds to attract more tax over the prescribed threshold limit. (Pixabay)

Have foreign shares in stock portfolio? New tax rule applying from next month

2 min read . 01:57 PM IST

MF vs bank deposits: The report by BoB said that the share of mutual funds is now close to 20% against 13% before the pandemic set in.

Are Mutual Funds (MFs) competing against bank deposits?

1 min read . 07:21 AM IST

New TCS rule from 1 October 2023: The higher rate of TCS will not apply to education expenses incurred abroad or for medical reasons. (Pixabay)

Here is how you can reduce your TCS on your foreign trip

2 min read . 07:20 AM IST

Moreover, in case you are buying gold from a jeweller for a value over two lakh rupees whether through cash or otherwise, you have to provide the seller with your identity like a PAN card or Aadhaar Card. (Mint)

How much gold can I buy in cash and do I need to submit my ID proof for the same

1 min read . 07:20 AM IST

People have various excuses and keep dilly-dallying their investment journey.

Invest or not invest? Are these six excuses stopping you from investing right?

2 min read . 07:19 AM IST

The higher the interest or return on your investment, the faster will your money double. (iStock)

How fast can you double your money with PPF, MF, Bank FDs — Rule of 72 explains

2 min read . 07:19 AM IST

PPF interest rate: An individual can claim income tax benefits under Section 80C on one's annual deposit of up to ₹1.5 lakh in a PPF account.

Will PPF interest rate increase for October-December quarter?

1 min read . 07:18 AM IST

New TCS rule from 1 October 2023: Overseas expenses on credit cards exceeding ₹7 lakh will be subject to a 20 per cent TCS. (iStock)

Five personal finance rule changes taking place from next month

2 min read . 22 Sep 2023

Digital rupee: CBDCs are inherently affordable as they would, eliminate financial barriers, offering a cost-effective means of conducting transactions, especially for those with limited cash.

Digital Rupee: How CBDC will boost financial inclusion

1 min read . 21 Sep 2023

Bima Sugam aims to simplify the process of purchasing insurance for consumers. (iStock)

How Bima Sugam will provide a ‘UPI moment’ for the insurance sector

2 min read . 21 Sep 2023

The approval has been granted with reference to the application made by HDFC AMC to RBI.

HDFC AMC gets RBI nod to acquire up to 9.5% stake in Karur Vysya Bank, DCB Bank

2 min read . 21 Sep 2023

As an immediate next step, taxpayers must report the accumulated ITC reversed balance as a one-time action. The same will need to be done by 30th November 2023. (Mint)

GSTN new ledger for ITC reversal, reclamation: Steps that taxpayers need to take

2 min read . 21 Sep 2023

Money experts say that to make retirement full of financial freedom, youth need to follow a systematic financial path. (Pixabay)

Five best retirement investment options for people in their 20s

2 min read . 21 Sep 2023

Failing to meet the deadline will result in trading, demat accounts, and MF folios being frozen.

Deadline for adding nominee for stock market, MF investors end this month

2 min read . 21 Sep 2023

Bank of Baroda enables UPI LITE: The maximum balance in the UPI LITE wallet at any point in time cannot exceed ₹2,000. (REUTERS)

How Bank of Baroda customers can enable UPI LITE to make instant payments

1 min read . 21 Sep 2023

According to stock market experts, today's fall can be attributed to factors such as increasing US bond yields, rupee weakness, a surge in crude oil prices, and selling by foreign institutional investors (FIIs).

Bank Nifty dips from record high. Experts recommend these eight stocks to buy

1 min read . 20 Sep 2023

Aparna Karnik, SVP, of DSP Mutual Fund, said that investing in multi-asset funds brings diversification

DSP Mutual Fund expert lists out these benefits of multi-asset funds

4 min read . 20 Sep 2023

In September 2023, Kotak Mahindra Bank, Axis Bank, and IDBI Bank revised their term deposit rates. (Pixabay)

Bank FD rates: Kotak, Axis, IDBI Bank revises fixed deposit rates. Details here

1 min read . 20 Sep 2023

The market rate in Bengaluru's Electronic City area is 500 times higher than the guidance value.

Bengaluru: Property prices are set to go up from next month. Here is why

2 min read . 20 Sep 2023