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Business News > Mint Authors > Shilpa Arora

Shilpa Arora

ARTICLES BY SHILPA ARORA

A health insurance claim cannot be rejected merely because the policyholder had an illness many years ago (Pixabay)

Can my insurer deny claim for not disclosing an illness that was fully resolved?

2 min read . 20 Nov 2025

Bariatric surgery results in more weight loss compared to GLP-1s, says study (Representational image)

Insurance claim rejected over a 15-year-old surgery; is it justified?

1 min read . 02 Nov 2025

When you port your health policy, the new insurer must credit the tenure you’ve already completed under your old policy. (Pixabay)

Can your insurer reject a claim after you port your health insurance policy?

2 min read . 16 Oct 2025

The benefit typically pays a fixed weekly amount to compensate for lost income during the period of medical incapacity.

Do insurers pay for total disability under a personal accident policy?

1 min read . 18 Sept 2025

Most health insurance policies in India do provide for domiciliary hospitalization — hospital-level care delivered at home. (Pexel Photo)

Can health insurance cover home-based cancer care?

2 min read . 21 Aug 2025

Many policyholders are unaware of how room rent capping can impact their claim settlement. . (Image: Pixabay)

Should I port my health insurance policy which has a cap on room rent?

2 min read . 07 Aug 2025

A deductible is a fixed amount that you, the policyholder, agree to pay before the insurance company starts covering the remaining expenses.

Hospital bill: Why did I have to pay before the insurer stepped in?

2 min read . 31 Jul 2025

If prescribed as part of diabetes management, it may be covered under policies.

Does insurance cover weight-loss injections or bariatric surgery?

2 min read . 17 Jul 2025

Switching to a better health plan is easier now—porting lets you keep key benefits like waiting periods.

How to switch health insurance without losing benefits

2 min read . 19 Jun 2025

Banks offer free accidental death cover on debit cards, but insurers deny claims if no swipe or online spend is made in 30–90 days. (Image: Pexel)

Why has insurer denied death claim on father's debit card?

3 min read . 29 May 2025

Life insurance is a commitment to safeguard a family’s financial future. Complete disclosure, including all existing policies, health conditions, and habits, is vital to avoid complications later. (Image: Pixabay)

Can you hold multiple life insurance policies?

2 min read . 15 May 2025

Many senior citizens face steep health insurance premium hikes, especially after crossing a certain age.

My health insurance premium jumped 30%. What are my options?

2 min read . 01 May 2025

IRDAI has said all health insurance policies covering dialysis must also include peritoneal dialysis.

Will my insurance policy cover dialysis at home?

1 min read . 10 Apr 2025

A critical-illness plan provides a lump sum payout on the diagnosis of a covered illness, including certain types of cancer.

My family has a history of cancer. Which insurance plan should I buy?

2 min read . 04 Mar 2025

Fnancial burden of advanced therapies like Bevacizumab is a concern that touches every patient and their family. (Image: Pixabay)

What counts as ‘modern’ in health insurance—and who gets to decide?

2 min read . 20 Feb 2025

According to Irdai’s Standardization Guidelines, health insurance must include coverage for modern treatments such as oral chemotherapy, targeted therapy, immunotherapy, and robotic surgeries. (Image: Pixabay)

Is oral chemotherapy eligible for cashless insurance claim?

2 min read . 30 Jan 2025

Many insurers require pre-authorization for such procedures, and obtaining this approval often hinges on submitting the correct documentation. (Image: Pixabay)

Will my insurance cover daycare treatment for retinopathy?

2 min read . 16 Jan 2025

Insurers are mandated to provide a written explanation for claim rejections. (Pixabay)

Health insurance claims: How to ensure fair grievance redressal

1 min read . 09 Jan 2025

If a policy has a room rent cap, it can lead to proportionate deductions, which could significantly reduce the reimbursement amount from your insurance. (Image: Pixabay)

Can you combine your corporate and retail health insurance?

2 min read . 26 Dec 2024

It is essential that the medical necessity of the procedure is documented in detail, with the doctor explaining why bariatric surgery is a critical part of the treatment plan.

Will my health insurance cover bariatric surgery if it is a necessity?

2 min read . 12 Dec 2024